Contra Costa County property record for 781 Moraga Rd, Lafayette, CA 94549
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,336 sqft · built 1974 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500,000 (May 2021) |
| Tax Bill | $19,791 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-010-007-5 |
| Primary APN | 240-010-007-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,336 sqft Living Area |
| 1st Floor Area | 1,794 sqft |
| Basement Area | 542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 781 MORAGA RD |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-4942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RO COLORADOS POR LOT 25 |
| Legal Subdivision | LAGUNA DE LOS PALOS COLORADOS |
| Legal Lot Number | 25 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 350000 |
781 Moraga Rd is owned and occupied by two individuals who bought it in May 2021.
Source: Contra Costa County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 781 MORAGA RD, LAFAYETTE, CA 94549-4942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2021 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on File |
| Deed Sale | May 26, 2021 · Amount on File |
| Prior Sale | Jan 8, 2001 · Amount on File |
| Deed Document Number | 2021156025 |
| Prior Transfer Date | Jun 27, 1995 |
| Prior Transfer Doc | 0000120533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 781 MORAGA RD, LAFAYETTE, CA 94549-4942 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 781 MORAGA RD, LAFAYETTE, CA 94549-4942 |
| Document Number | 0000001505 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022-001505 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 26, 2021 |
| Property Address | 781 MORAGA RD, LAFAYETTE, CA 94549-4942 |
| Document Number | 0000156025 |
| Map Reference | VOL 125 PG 308 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021-156025 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 781 MORAGA RD, LAFAYETTE, CA 94549-4942 |
| Document Number | 0000156026 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021-156026 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 781 Moraga Rd was $19,791.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,656,118 (+2%) Land $1,324,895 Building $331,223 | |
| 2025 | $19,791.00 | $1,623,646 Land $1,298,917 Building $324,729 |
| 2023 | $19,120.00 (+1.55%) | $1,560,600 Land $1,248,480 Building $312,120 |
| 2022 | $18,828.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 781 Moraga Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1983–1998) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 781 Moraga Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: AT&T, Etheric Networks, Verizon.
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