Clay County property record for 1249 Hemlock Ln, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,910 (2025) |
| Deeds & Mortgages | Jun 2019 Construction Loan Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-28-300-012 |
| Primary APN | 10-28-300-012 |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 871,200 sqft (20 acres) |
| Street Address | 1249 HEMLOCK LN |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3453 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 28-3-6 820' X 660' IN SE/COR NE SW & 500' X 660' IN SW/COR NW SE 20 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 28 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 972200 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1249 HEMLOCK LN, FLORA, IL 62839-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2019 | Deed of Trust, Mortgage · Construction Mortgage MIDLAND STATES BANK |
| Jan 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 1249 HEMLOCK LN, FLORA, IL 62839-3453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | D196795 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | D196795 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 7, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 1249 HEMLOCK LN, FLORA, IL 62839-3453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | D198171 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | D198171 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,910.00 (+5.02%) Homeowner's exemption | $161,606 (+29.62%) Land $5,841 Building $155,765 | $484,818 (+10.67%) Land $17,523 Building $467,295 |
| 2024 | $8,484.00 (+8.46%) | $438,075 (+17.12%) Land $15,426 Building $422,649 | |
| 2022 | $7,822.00 (+0.62%) Homeowner's exemption | $124,676 Land $4,007 Building $120,669 | $374,028 Land $12,021 Building $362,007 |
| 2021 | $7,774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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