Lubbock County property record for 7802 97th St, Lubbock, TX 79424 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,770 sqft · built 2022 |
| Lot Size | 0.143 acres (6,238 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,674 (2023) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R344176 |
| Primary APN | R344176 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,770 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,238 sqft (0.143 acres) |
| Garage Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7802 97TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-2163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EVEREST HEIGHTS L 28 |
| Legal Subdivision | EVEREST HEIGHTS |
| Legal Lot Number | 280 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 10412 |
Source: Lubbock County records · APN R344176
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7802 97TH ST, LUBBOCK, TX 79424-2163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 26, 2022 | Deed of Trust, Mortgage · Construction Mortgage CITY BANK |
| May 15, 2023 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage MORTGAGEONE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2023 |
| Deed Sale | May 15, 2023 |
| Deed Document Number | 2023017760 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 7802 97TH ST, LUBBOCK, TX 79424-2163 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000045100 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025045100 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 7802 97TH ST, LUBBOCK, TX 79424-2163 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Title Company | TITLEONE |
| Name | Verified Name |
|---|
| Document Number | 0000041061 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022041061 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79408 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 25, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 15, 2023 |
| Property Address | 7802 97TH ST, LUBBOCK, TX 79424-2163 |
| Document Number | 0000017760 |
| Map Reference | FILE 2022013135 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023017760 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 22, 2024 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7802 97TH ST, LUBBOCK, TX 79424-2163 |
| Document Number | 0000017761 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023017761 |
| Name | MORTGAGEONE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Frenship Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $266,021 (-1.83%) Land $40,000 Building $226,021 | $266,021 (-1.83%) Land $40,000 Building $226,021 | |
| 2023 | $5,674.00 | $270,988 Land $40,000 Building $230,988 | $270,988 Land $40,000 Building $230,988 |
Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030104121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 45% of the US · above 17% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 266 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Optimum Communications | Cable | 940 / 35 |
| Telespan | Fixed Wireless (unlicensed) | 100 / 40 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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