Hamilton County property record for 7804 Joseph St, Cincinnati, OH 45231
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 2,706 sqft · built 1946 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Aug 2022) |
| Tax Bill | $7,224 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-0004-0177-00 |
| Primary APN | 593-0004-0177-00 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,706 sqft |
| Year Built | Built 1946 |
|---|---|
| Lot Area | 9,322 sqft (0.214 acres) |
| Lot Dimensions | 133 ft deep x 70 ft wide |
| Garage Type | Detached |
| Heating System | HVAC |
|---|
| Street Address | 7804 JOSEPH ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3434 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | JOSEPH ST 70 X 133.80 LOT 10 PT 11 SEWARD SUB PARS 177-178 CONS |
| Legal Subdivision | SEWARD SUB |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MOUNT HEALTHY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21702 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7804 JOSEPH ST, CINCINNATI, OH 45231-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage UNION SAVINGS BANK |
| Aug 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Dec 1, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2022 · Amount on Record |
| Deed Sale | Aug 4, 2022 · Amount on Record |
| Prior Sale | Dec 1, 2020 · Amount on Record |
| Deed Document Number | 0000075937 |
| Deed Book / Page | 14723 / 329 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7804 JOSEPH ST, CINCINNATI, OH 45231-3434 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000003500 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 17-0003500 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 4, 2022 |
| Property Address | 7804 JOSEPH ST, CINCINNATI, OH 45231-3434 |
| Document Number | 0000075937 |
| Book / Page | 14723 / 329 |
| Map Reference | MB S PG 296 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-0075937 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 834 PESCIVAL ST SW, OLYMPIA, WA 98502-5448 |
| Document Number | 0000075938 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 2022-0075938 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 1, 2020 |
| Property Address | 7804 JOSEPH ST, CINCINNATI, OH 45231-3434 |
| Document Number | 0000125603 |
| Book / Page | 014305 / 003442 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 125603 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7804 JOSEPH ST CINCINNATI OH 452313434, CINCINNATI, OH 45231-3434 |
| Document Number | 125604 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 014305/034444 |
| Instrument | 125604 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2050 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mount Healthy City |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,224.00 (+0.38%) | $87,500 (-) Land $10,080 Building $77,420 | |
| 2024 | $7,197.00 (+0.28%) | $87,500 (-) Land $10,080 Building $77,420 | |
| 2023 | $7,177.00 (+65.1%) | $87,500 (+89.36%) Land $10,080 Building $77,420 | $250,000 (+89.37%) Land $28,800 Building $221,200 |
| 2022 | $4,347.00 Homeowner's exemption | $46,208 Land $9,734 Building $36,474 | |
| 2020 | $132,020 Land $27,810 Building $104,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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