Hamilton County property record for 7809 Joseph St, Cincinnati, OH 45231 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,347 sqft · built 1953 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,660 (May 2018) |
| Tax Bill | $2,597 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-0004-0137-00 |
| Primary APN | 593-0004-0137-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,347 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Attic | Attic |
| Attic Area | 437 sqft |
| Basement Area | 910 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 89 ft deep x 40 ft wide |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7809 JOSEPH ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOSEPH ST 40 X 89 PT LOT 2 M G SEWARD SUB |
| Legal Subdivision | M G SEWARD SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MOUNT HEALTHY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21702 |
Source: Hamilton County records · APN 593-0004-0137-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1015 LAKESHORE DR, CINCINNATI, OH 45231-2510 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| May 15, 2018 | Grant Deed, Transfer · Conventional with PMI CINCINNATI FED'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2018 · Amount on Record |
| Deed Sale | May 15, 2018 · Amount on Record |
| Deed Document Number | 0000041176 |
| Deed Book / Page | 013668 / 000739 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7809 JOSEPH ST, CINCINNATI, OH 45231-3408 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7809 JOSEPH ST, CINCINNATI, OH 45231-3408 |
| Document Number | 0000092513 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 15550/2606 |
| Instrument | 2025-0092513 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7809 JOSEPH ST, CINCINNATI, OH 45231-3408 |
| Document Number | 0000045079 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 7809 JOSEPH ST CINCINNATI OH 452313408, CINCINNATI, OH 45231-3408 |
| Document Number | 0000045079 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 014168/000247 |
| Instrument | 45079 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 15, 2018 |
| Property Address | 7809 JOSEPH ST, CINCINNATI, OH 45231-3408 |
| Document Number | 0000041176 |
| Book / Page | 013668 / 000739 |
| Instrument Date | May 08, 2018 |
| Instrument | 41176 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.98 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7809 JOSEPH ST CINCINNATI OH 452313408, CINCINNATI, OH 45231-3408 |
| Document Number | 41178 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 013668/000743 |
| Instrument | 41178 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45247 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2048 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mount Healthy City |
| Unified School District | Mount Healthy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,597.00 (-2.15%) | $48,234 (-) Land $4,743 Building $43,491 | |
| 2024 | $2,654.00 (+1.03%) | $48,234 (-) Land $4,743 Building $43,491 | |
| 2023 | $2,627.00 (+25.63%) | $48,234 (+75.19%) Land $4,743 Building $43,491 | $137,810 (+75.2%) Land $13,550 Building $124,260 |
| 2022 | $2,091.00 | $27,532 Land $3,959 Building $23,573 | |
| 2020 | $78,660 Land $11,310 Building $67,350 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610217023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Jun 1982, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 456 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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