Hamilton County property record for 7620 Joseph St, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,242 sqft · built 1906 |
| Lot Size | 0.128 acres (5,619 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,774 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-0004-0169-00 |
| Primary APN | 593-0004-0169-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,242 sqft Living Area |
| 1st Floor Area | 1,346 sqft |
| 2nd Floor Area | 896 sqft |
| Basement Area | 1,346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1906 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 5,619 sqft (0.128 acres) |
| Lot Dimensions | 133 ft deep x 40 ft wide |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 322 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7620 JOSEPH ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOSEPH 40.54 X 133.66 IRRLOT 31 PT 30 JOS HECKINGER SUB PARS 169-435 CONS |
| Legal Subdivision | JOS HECKINGE R SUB |
| Legal Lot Number | 31 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MOUNT HEALTHY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21702 |
7620 Joseph St is owned and occupied by an individual who acquired it in March 2022.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7620 JOSEPH ST, CINCINNATI, OH 45231-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 22, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2022 |
| Transfer Doc | 0000029945 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7620 JOSEPH ST, CINCINNATI, OH 45231-3405 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000051453 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 14673/2553 |
| Instrument | 2022-0051453 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Mar 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 22, 2022 |
| Property Address | 7620 JOSEPH ST, CINCINNATI, OH 45231-3405 |
| Document Number | 0000029945 |
| Book / Page | 14629 / 3310 |
| Map Reference | MB 1 PG 234 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2022-0029945 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7620 JOSEPH ST, CINCINNATI, OH 45231-3405 |
| Document Number | 0000029946 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022-0029946 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2037 |
The 2025 property tax bill for 7620 Joseph St was $3,774, up 0.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mount Healthy City |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,774.00 (+0.11%) | $71,722 (-) Land $7,665 Building $64,057 | |
| 2024 | $3,770.00 (-0.53%) | $71,722 (-) Land $7,665 Building $64,057 | |
| 2023 | $3,790.00 (+7.21%) | $71,722 (+49.77%) Land $7,665 Building $64,057 | $204,920 Land $21,900 Building $183,020 |
| 2022 | $3,535.00 Homeowner's exemption | $47,888 Land $6,409 Building $41,479 | |
| 2020 | $136,820 Land $18,310 Building $118,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7620 Joseph St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7620 Joseph St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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