7727 Oak Ave, Gary, IN 46403 Property Records

Lake County property record for 7727 Oak Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 1948
Lot Size0.142 acres (6,229 sqft)
Owner2 Individual Names on Record
Tax Bill$4,205 (2024)
Deeds & MortgagesJun 2020 Mortgage
Feb 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-46-0104-0005

Property Details

APN / Parcel Number

Primary APN001-25-46-0104-0005
Alternative APNs
  • 45-05-32-228-013.000-004
  • 254601040005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
Basement Area1,392 sqft
Finished Basement1,176 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2000
Construction TypeWood
Roof MaterialAsphalt
Lot Area6,229 sqft (0.142 acres)
Lot Dimensions125 ft deep x 50 ft wide
TerrainRolling
Garage Area216 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0104-0005
Old Parcel Number254601040005
Street Address7727 OAK AVE
CityGARY
StateIN
Zip46403-1364
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORCOTTS ADD. INDIANA CITY ALL L.5 & L.6 BL.22
Legal SubdivisionNORCOTTS ADD
Legal Block22
Legal Lot Number5
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4006
Census Tract10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address7727 OAK AVE, GARY, IN 46403-1364
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FIDELITY MORTGAGE SERVICES INC
Feb 6, 2019Warranty Deed, Transfer
CME LNDG GROUP LLC
Feb 5, 2019Deed of Trust, Mortgage
CME LNDG GROUP LLC
Feb 15, 2019Correction Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2019
Deed SaleFeb 15, 2019
Prior SaleFeb 6, 2019
Deed Document Number2019 009839
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7727 OAK AVE, GARY, IN 46403-1364
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037897
DateJun 22, 2020
Instrument2020 037897
Lender
NameAMERICAN FIDELITY MORTGAGE SERVICES INC
TypeMortgage Company
AddressWHEATON, IL 60189
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateFeb 6, 2019
Property Address7727 OAK AVE, GARY, IN 46403-1364
Document Number0000007906
Instrument DateFeb 5, 2019
Instrument7906
Transaction TypeTransfer
Record UpdatedFeb 18, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7727 OAK AVE GARY IN 464031364, GARY, IN 46403-1364

Mortgage

Document Number7907
DateFeb 6, 2019
Instrument7907
Lender
NameCME LNDG GROUP LLC
AddressCHESTERTON, IN 46304
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 5, 2049

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7727 OAK AVE, GARY, IN 46403-1364
Document Number0000009840
Instrument DateFeb 5, 2019
Transaction TypeMortgage
Record UpdatedFeb 22, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7727 OAK AVE GARY IN 464031364, GARY, IN 46403-1364

Mortgage

Document Number0000009840
DateFeb 15, 2019
Instrument9840
Lender
NameCME LNDG GROUP LLC
AddressCHESTERTON, IN 46304
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 14, 2049

February 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionLAKE IN
Recording DateFeb 15, 2019
Property Address7727 OAK AVE, GARY, IN 46403-1364
Document Number0000009839
Instrument DateFeb 5, 2019
Instrument9839
Transaction TypeTransfer
Record UpdatedFeb 22, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7727 OAK AVE GARY IN 464031364, GARY, IN 46403-1364

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$334,100 (+1.61%) Land $96,100 Building $238,000$334,100 (+1.61%) Land $96,100 Building $238,000
2024$4,205.00 (+33.03%)
2023$328,800 (+35.14%) Land $98,000 Building $230,800$328,800 (+35.14%) Land $98,000 Building $230,800
2022$3,161.00 Homeowner's exemption$243,300 Land $27,300 Building $216,000$243,300 Land $27,300 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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