776 Oak St, Lima, OH 45804 Property Records

Allen County property record for 776 Oak St, Lima, OH 45804 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1926
Lot Size	0.138 acres (6,011 sqft)
Owner	Company Name on File
Last Sale	$14,560 (Mar 2016)
Tax Bill	$399 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-0105-06-042.000`

Property Details

APN / Parcel Number

Primary APN	`46-0105-06-042.000`
Alternative APN	`M3846010506042000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	576 sqft
Upper Floors Area	576 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	168 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	776 OAK ST
City	LIMA
State	OH
Zip	45804-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIMA TERRACE ADDITION LOT 7668 FF 40.00
Legal Subdivision	LIMA TERRACE ADDITION
Legal Lot Number	7668
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	4
Census Block	4003
Census Tract	13400

Owner

Source: Allen County records · APN 46-0105-06-042.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	776 OAK ST, LIMA, OH 45804-1039
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2016 · Amount on Record
Deed Sale	Mar 09, 2016 · Amount on Record
Prior Sale	Dec 12, 2013 · Amount on Record
Deed Document Number	20162341
Deed Book / Page	2016 / 2341
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	776 OAK ST, LIMA, OH 45804-1039
Document Number	0000008223
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	569 HARRISON AVE LIMA OH 458041435, LIMA, OH 45804-1435

Mortgage

Document Number	0000008223
Date	Jul 26, 2017
Instrument	8223

Lender

Name	THE UNION BK CO
Type	Bank
Address	LIMA, OH 45804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00 (+0.5%)	$9,420 (-) Land $950 Building $8,470	$26,900 (-) Land $2,700 Building $24,200
2024	$397.00 (-1.73%)	$9,420 (+12.14%) Land $950 Building $8,470	$26,900 (+12.08%) Land $2,700 Building $24,200
2023	$404.00	$8,400 (-) Land $840 Building $7,560
2022	$404.00	$8,400 Land $840 Building $7,560
2021			$24,000 Land $2,400 Building $21,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030134004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Hanson Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.