780 Big Oak Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 780 Big Oak Rd, Placerville, CA 95667

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,198 sqft · built 2005
Lot Size	4.45 acres (193,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Sep 1993)
Tax Bill	$2,902 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-090-002-000`

Property Details

APN / Parcel Number

Primary APN	`098-090-002-000`
Alternative APNs	`09809002100` `0980900210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Construction Type	Manufactured
Lot Area	193,842 sqft
Terrain	Gentle Slope
View / Lot	Average
Patio Area	1,198 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	780 BIG OAK RD
City	PLACERVILLE
State	CA
Zip	95667-7103
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	U
Legal Description	RS 20/44/2
Legal Tract	2
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2009
Census Tract	31504

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	780 BIG OAK RD, PLACERVILLE, CA 95667-7103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
May 18, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Mar 24, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 1993 · Amount on Record
Deed Sale	Sep 3, 1993 · Amount on Record
Deed Document Number	199352790
Deed Book / Page	4097 / 528
Last Transfer Date	Mar 7, 2005
Transfer Doc	0000019961
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	780 BIG OAK RD, PLACERVILLE, CA 95667-7103
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 BIG OAK RD, PLACERVILLE, CA 95667-7103

Mortgage

Document Number	0000017783
Date	Mar 12, 2021
Instrument	2021-0017783

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	780 BIG OAK RD, PLACERVILLE, CA 95667-7103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019150
Date	May 18, 2018
Instrument	2018-0019150

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	780 BIG OAK RD, PLACERVILLE, CA 95667-7103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013542
Date	Mar 24, 2020
Instrument	2020-0013542

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$278,116 (+2%) Land $86,658 Building $191,458
2025	$2,902.00 (+4.24%) Homeowner's exemption	$272,663 (+4.04%) Land $84,959 Building $187,704
2023	$2,784.00 (+1.49%) Homeowner's exemption	$262,077 Land $81,661 Building $180,416
2022	$2,743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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