770 Big Oak Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 770 Big Oak Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,764 sqft · built 1980
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Company Names on Record
Last Sale	$435,000 (Sep 2015)
Tax Bill	$5,457 (2025)
Deeds & Mortgages	Oct 2026 Transfer Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-190-005-000`

Property Details

APN / Parcel Number

Primary APN	`098-190-005-000`
Alternative APNs	`09819005100` `0981900510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	132,858 sqft (3.05 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,764 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	770 BIG OAK RD
City	PLACERVILLE
State	CA
Zip	95667-7103
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	POR PAR 1 16-127
Legal Subdivision	SW 1/4 OF SECTION 32 T 10 N R 11 E MDM
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2009
Census Tract	31504

Owner

Source: El Dorado County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	770 BIG OAK RD, PLACERVILLE, CA 95667-7103
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 16, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2015 · Amount on Record
Deed Sale	Sep 30, 2015 · Amount on Record
Deed Document Number	201545615
Last Transfer Date	Oct 5, 2026
Transfer Doc	0000032898
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 13, 2026
Property Address	770 BIG OAK RD, PLACERVILLE, CA 95667-7103
Document Number	0000032898
Instrument Date	Oct 5, 2026
Instrument	202632898
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	770 BIG OAK RD, PLACERVILLE, CA 95667-7103

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	770 BIG OAK RD, PLACERVILLE, CA 95667-7103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044191
Date	Nov 16, 2018
Instrument	2018-0044191

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	770 BIG OAK RD, PLACERVILLE, CA 95667-7103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 BIG OAK RD, PLACERVILLE, CA 95667-7103

Mortgage

Document Number	0000066302
Date	Nov 17, 2020
Instrument	2020-0066302

Lender

Name	GUILD MORTGAGE COMPANY LLC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,243 (+2%) Land $120,744 Building $404,499
2025	$5,457.00 (+4.26%) Homeowner's exemption	$514,945 (+4.04%) Land $118,377 Building $396,568
2023	$5,234.00 (+1.53%) Homeowner's exemption	$494,951 Land $113,781 Building $381,170
2022	$5,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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