775 Big Oak Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 775 Big Oak Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 1917
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Nov 2020)
Tax Bill	$6,207 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-090-028-000`

Property Details

APN / Parcel Number

Primary APN	`098-090-028-000`
Alternative APNs	`09809028100` `0980902810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	1,538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	88,427 sqft
Terrain	Gentle Slope
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,538 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	775 BIG OAK RD
City	PLACERVILLE
State	CA
Zip	95667-7112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	SEC 32 10 11
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2011
Census Tract	31504

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	775 BIG OAK RD, PLACERVILLE, CA 95667-7112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 12, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
May 19, 2017	Intrafamily Transfer, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	May 19, 2017 · Amount on Record
Deed Document Number	202066764
Prior Transfer Date	May 16, 2017
Prior Transfer Doc	0000020409
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 18, 2020
Property Address	775 BIG OAK RD, PLACERVILLE, CA 95667-7112
Document Number	0000066764
Instrument Date	Nov 3, 2020
Instrument	2020-0066764
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 BIG OAK RD, PLACERVILLE, CA 95667-7112

Mortgage

Document Number	0000066765
Date	Nov 18, 2020
Instrument	2020-0066765

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	775 BIG OAK RD, PLACERVILLE, CA 95667-7112
Document Number	0000007318
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	775 BIG OAK RD PLACERVILLE CA 956677112, PLACERVILLE, CA 95667-7112

Mortgage

Document Number	0000007318
Date	Feb 18, 2020
Instrument	7318

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	May 19, 2017
Property Address	775 BIG OAK RD, PLACERVILLE, CA 95667-7112
Document Number	0000020409
Instrument Date	May 16, 2017
Instrument	2017-0020409
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	INTER COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 BIG OAK RD, PLACERVILLE, CA 95667-7112

Mortgage

Document Number	0000020410
Date	May 19, 2017
Instrument	2017-0020410

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,681 (+2%) Land $176,651 Building $414,030
2025	$6,207.00 (+4.21%)	$579,100 (+4.04%) Land $173,188 Building $405,912
2023	$5,956.00 (+1.5%)	$556,614 Land $166,464 Building $390,150
2022	$5,868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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