Middlesex County and Waltham City property record for 78 Willow St, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1930 |
| Lot Size | 0.209 acres (9,091 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Sep 2004) |
| Tax Bill | $8,094 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 126287 |
| Primary APN | 126287 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 2,426 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,091 sqft (0.209 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 126287 |
|---|---|
| Street Address | 78 WILLOW ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-6854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Subdivision | LOCATION DWELLINGS |
| Legal Block | 18 |
| Legal Lot Number | 29 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 368800 |
Source: Middlesex County and Waltham City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78 WILLOW ST, WALTHAM, MA 02453-6854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2004 · Amount on Record |
| Deed Sale | Sep 1, 2004 · Amount on Record |
| Prior Sale | Dec 13, 1996 · Amount on Record |
| Deed Document Number | 2004230661 |
| Deed Book / Page | 43637 / 184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 78 WILLOW ST, WALTHAM, MA 02453-6854 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77621-385 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 77621/385 |
| Instrument | 94932 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | May 1, 2040 |
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,094.00 (+5.49%) | $784,300 (+0.37%) Land $443,300 Building $341,000 | $781,850 (+3.37%) |
| 2025 | $7,673.00 (+2.43%) | $781,400 (+0.55%) Land $422,200 Building $359,200 | |
| 2024 | $7,491.00 (+7.88%) | $777,100 (+15.49%) Land $422,200 Building $354,900 | $756,390 |
| 2023 | $6,944.00 | $672,900 Land $383,100 Building $289,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2008) |
| Most Recent Claim | Dec 2008 · Severe Winter Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile.
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