77 Willow St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 77 Willow St, Waltham, MA 02453

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,876 sqft · built 1900
Lot Size	0.169 acres (7,349 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Sep 2017)
Tax Bill	$11,170 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126269`

Property Details

APN / Parcel Number

Primary APN	`126269`
Alternative APN	`WALT M:062 B:017 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,876 sqft Living Area
Gross Area	4,867 sqft
Basement Area	1,293 sqft
Unfinished Basement	1,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,349 sqft (0.169 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	126269
Street Address	77 WILLOW ST
City	WALTHAM
State	MA
Zip	02453-6852
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	1
Legal Block	17
Legal Lot Number	1
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3012
Census Tract	368800

Owner

77 Willow St, a duplex, is owned and occupied by an individual who bought it in September 2017.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	77 WILLOW ST, WALTHAM, MA 02453-6852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Nov 18, 2010
Deed Book / Page	70015 / 179
Transfer Doc	070015-179
Record Updated	Oct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Sep 29, 2017
Property Address	77 WILLOW ST, WALTHAM, MA 02453-6852
Document Number	70015-179
Book / Page	70015 / 179
Instrument	158972
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WILLOW ST, WALTHAM, MA 02453-6852

Mortgage

Document Number	700150185
Date	Sep 29, 2017
Instrument	70015/0185

Lender

Name	WASHINGTON TRUST MTG

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2047

Interest

Rate	3.75%
Max Rate At Change	0.12%
Max Rate	2.75%

Tax Assessment & Valuation

The 2026 property tax bill for 77 Willow St was $11,170, down 8.6% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,170.00 (-8.63%)	$1,082,400 (-13.05%) Land $423,500 Building $658,900	$872,594
2025	$12,225.00 (+7.94%)	$1,244,900 (+5.96%) Land $403,400 Building $841,500
2024	$11,326.00 (+8.47%)	$1,174,900 (+16.12%) Land $403,400 Building $771,500
2023	$10,442.00	$1,011,800 Land $366,000 Building $645,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Willow St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–2008)
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 77 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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