78 Waverly St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 78 Waverly St, Worcester, MA 01604

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details6 bd · 8 ba · 10,368 sqft · built 1920
Lot Size0.24 acres (10,439 sqft)
OwnerCompany Name on File
Last Sale$312,500 (Oct 2008)
Tax Bill$12,693 (2026)
Deeds & MortgagesAug 2022 Mortgage
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN4-027-20+21

Property Details

APN / Parcel Number

Primary APN4-027-20+21
Alternative APN
  • WORC M:04 B:027 L:20+21

Interior

Bedrooms6 Beds
Full Baths8 Baths
Total Rooms24 Rooms
Units12 Units
Stories4 Stories
Building Area10,368 sqft Total Area
Gross Area11,664 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,439 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number4-027-20+21
Street Address78 WAVERLY ST
CityWORCESTER
StateMA
Zip01604-4254
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Block27
Legal Lot Number20+21
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group5
Census Block5001
Census Tract732400

Owner

78 Waverly St, a commercial property, is owned by a company that acquired it in August 2022.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address431 SALISBURY ST, WORCESTER, MA 01609-1241
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Deed of Trust, Mortgage · Commercial Mortgage
WEBSTER FIRST FEDERAL CREDIT UNION
Aug 5, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2008 · Amount on File
Deed SaleOct 20, 2008 · Amount on File
Deed Document Number2008115226
Deed Book / Page43427 / 319
Last Transfer DateAug 5, 2022
Transfer Doc068028-193
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address78 WAVERLY ST, WORCESTER, MA 01604-4254
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number068032-284
DateAug 5, 2022
Book Page68032/284
Instrument86816
Lender
NameWEBSTER FIRST FEDERAL CREDIT UNION
Agreement
TypeCommercial Mortgage
AmountAmount on Record

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateAug 5, 2022
Property Address78 WAVERLY ST, WORCESTER, MA 01604-4254
Document Number068028-193
Book / Page68028 / 193
Instrument DateAug 5, 2022
Instrument86458
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 STAFFORD ST # STE3, STE3, WORCESTER, MA 01603-1453

Tax Assessment & Valuation

The 2026 property tax bill for 78 Waverly St was $12,693.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,693.00$955,800 (-) Land $140,800 Building $815,000$815,854 (-44.64%)
2025$955,800 Land $134,200 Building $821,600$1,473,640 (+8.56%)
2024$1,357,455
2023$910,000 Land $116,600 Building $793,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Waverly St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 78 Waverly St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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