45 Waverly St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 45 Waverly St, Worcester, MA 01604

Property Summary

Property TypeTriplex
Details9 bd · 3.5 ba · 4,425 sqft · built 1898
Lot Size0.143 acres (6,250 sqft)
OwnerTrust Name on Record
Last Sale$303,000 (Apr 2006)
Tax Bill$7,984 (2026)
Deeds & MortgagesApr 2023 Transfer
Jun 2020 Refinance
Flood ZoneZone X (minimal risk)
APN4-025-00031

Property Details

APN / Parcel Number

Primary APN4-025-00031
Alternative APN
  • WORC M:04 B:025 L:00031

Interior

Bedrooms9 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms18 Rooms
Units3 Units
Stories3 Stories
Building Area4,425 sqft Living Area
Gross Area6,772 sqft
1st Floor Area1,475 sqft
Basement Area1,671 sqft
Unfinished Basement1,671 sqft

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1970
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeFlat
Roof MaterialOther
Lot Area6,250 sqft (0.143 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4-025-00031
Street Address45 WAVERLY ST
CityWORCESTER
StateMA
Zip01604-6145
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRG-5
Legal Block25
Legal Lot Number31
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group4
Census Block4006
Census Tract732400

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address45 WAVERLY ST, WORCESTER, MA 01604-6145
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Quit Claim Deed, Transfer
Quitclaim
Jun 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
RCAP SOLUTIONS FINANCIAL SVCS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2006 · Amount on Record
Deed SaleApr 11, 2006 · Amount on Record
Prior SaleAug 14, 1987 · Amount on Record
Deed Document Number200651697
Deed Book / Page38745 / 174
Last Transfer DateApr 25, 2023
Transfer Doc0069062-15
Record UpdatedOct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateApr 26, 2023
Property Address45 WAVERLY ST, WORCESTER, MA 01604-6145
Document Number0069062-15
Book / Page69062 / 15
Instrument DateApr 25, 2023
Instrument31648
Transaction TypeTransfer
Record UpdatedMay 12, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 WAVERLY ST, WORCESTER, MA 01604-6145

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address45 WAVERLY ST, WORCESTER, MA 01604-6145
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62704-79
DateJun 30, 2020
Book Page62704/79
Instrument69645
Lender
NameRCAP SOLUTIONS FINANCIAL SVCS CO
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$7,984.00 (+2.7%)$601,200 (+2%) Land $71,800 Building $529,400
2025$7,774.00 (+14.78%)$589,400 (+24.79%) Land $71,700 Building $517,700
2023$6,773.00$472,300 Land $57,600 Building $414,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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