Worcester County and Worcester City property record for 51 Waverly St, Worcester, MA 01604
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3.5 ba · 4,854 sqft · built 1890 |
| Lot Size | 0.118 acres (5,154 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Oct 2020) |
| Tax Bill | $8,223 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-025-00045 |
| Primary APN | 4-025-00045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 18 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 4,854 sqft Living Area |
| Gross Area | 7,397 sqft |
| 1st Floor Area | 1,618 sqft |
| Basement Area | 1,800 sqft |
| Unfinished Basement | 1,800 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Combination |
| Construction Type | Stone |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 5,154 sqft (0.118 acres) |
| Garage Type | Basement |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4-025-00045 |
|---|---|
| Street Address | 51 WAVERLY ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-6148 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | RG-5 |
| Legal Block | 25 |
| Legal Lot Number | 45 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 732400 |
51 Waverly St, a triplex, is owned and occupied by an individual who bought it in October 2020.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 WAVERLY ST, WORCESTER, MA 01604-6148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Balloon Mortgage DIGITAL FCU |
| Oct 27, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MILLBURY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on File |
| Deed Sale | Oct 27, 2020 · Amount on File |
| Prior Sale | Jul 7, 2014 · Amount on File |
| Deed Document Number | 2020129202 |
| Deed Book / Page | 63601 / 397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 51 WAVERLY ST, WORCESTER, MA 01604-6148 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 073352-360 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 73352/360 |
| Instrument | 22193 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Apr 1, 2066 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Oct 27, 2020 |
| Property Address | 51 WAVERLY ST, WORCESTER, MA 01604-6148 |
| Document Number | 63601-397 |
| Book / Page | 63601 / 397 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 129202 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 WAVERLY ST, WORCESTER, MA 01604-6148 |
| Document Number | 129203 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 129203 |
| Name | MILLBURY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 51 Waverly St was $8,223, up 2.8% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,223.00 (+2.76%) | $619,200 (+2.06%) Land $64,700 Building $554,500 |
| 2025 | $8,002.00 | $606,700 Land $64,600 Building $542,100 |
| 2023 | $6,972.00 | $486,200 Land $51,900 Building $434,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 51 Waverly St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 51 Waverly St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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