Charleston County property record for 78 Vincent Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,116 sqft · built 2017 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Feb 2026) |
| Tax Bill | $2,640 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 532-02-00-080 |
| Primary APN | 532-02-00-080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 1,058 sqft |
| Upper Floors Area | 1,058 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 114 sqft |
| Patio Area | 96 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 78 VINCENT DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB S16 MAPPLATP 0098 SUBDIVISIONNAME BROOKGREEN MEADOWS LOT 15B |
| Legal Subdivision | BROOKGREEN MEADOWS |
| Legal Lot Number | 15B |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 4702 |
78 Vincent Dr is owned and occupied by two individuals who bought it in February 2026.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 VINCENT DR, MOUNT PLEASANT, SC 29464-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 24, 2026 | Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CRESCOM BK |
| Feb 15, 2018 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on File |
| Deed Sale | Feb 24, 2026 · Amount on File |
| Prior Sale | Feb 15, 2018 · Amount on File |
| Deed Book / Page | 1371 / 399 |
| Prior Transfer Date | Jun 16, 2016 |
| Prior Transfer Doc | 0561/0598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 78 VINCENT DR, MOUNT PLEASANT, SC 29464-4031 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0011820289 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 1182/289 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 24, 2026 |
| Property Address | 78 VINCENT DR, MOUNT PLEASANT, SC 29464-4031 |
| Document Number | 0013710399 |
| Book / Page | 1371 / 399 |
| Map Reference | MB S16 PG 98 |
| Instrument Date | Feb 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,250.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 78 VINCENT DR, MOUNT PLEASANT, SC 29464-4031 |
| Document Number | 0001371400 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 1371/400 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 78 VINCENT DR, MOUNT PLEASANT, SC 29464-4031 |
| Document Number | 0087/8214 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 78 VINCENT DR MOUNT PLEASANT SC 294644031, MOUNT PLEASANT, SC 29464-4031 |
| Document Number | 0087/8214 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 000087/008214 |
| Name | CRESCOM BK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 15, 2018 |
| Property Address | 78 VINCENT DR, MOUNT PLEASANT, SC 29464-4031 |
| Document Number | 0699/0025 |
| Book / Page | 000699 / 000025 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 78 VINCENT DR MOUNT PLEASANT SC 29464, MOUNT PLEASANT, SC 29464 |
| Document Number | 699/0026 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 000699/000026 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 78 Vincent Dr was $2,640, up 12.4% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,640.00 (+12.39%) | $683,100 (+2,775%) Land $232,000 Building $451,100 | $930,900 Land $479,800 Building $451,100 |
| 2024 | $2,349.00 | $23,760 | |
| 2022 | $2,166.00 | $23,760 | $594,000 Land $150,000 Building $444,000 |
| 2020 | $594,000 Land $150,000 Building $444,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 78 Vincent Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 62 (1979–2023) |
| Claims Outside the SFHA | 17 of 62 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Vincent Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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