74 Spring Valley Rd, Hardwick (Blairstown), NJ 07825 Property Records

Warren County and Hardwick Township property record for 74 Spring Valley Rd, Hardwick, NJ 07825

Property Summary

Property Type	Single Family Home
Details	1,345 sqft · built 1958
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,728 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01103-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`09-01103-0000-00017`
Alternative APNs	`090110300017` `00008320` `9028`

Interior

Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	1,345 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	9028
Street Address	74 SPRING VALLEY RD
City	HARDWICK
State	NJ
Zip	07825-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	ADDITIONAL LOTS: L/E MABEL LAMBERT
Legal Block	1103
Legal Lot Number	17
Jurisdiction	WARREN NJ
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1039
Census Tract	31102

Owner

74 Spring Valley Rd is owned and occupied by two individuals who acquired it in January 2012.

Source: Warren County and Hardwick Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 SPRING VALLEY RD, HARDWICK, NJ 07825-9541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 4, 2012
Transfer Doc	2406/128
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	74 SPRING VALLEY RD, HARDWICK, NJ 07825-9541
Document Number	0000504318
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 SPRING VALLEY RD HARDWICK NJ 078259541, HARDWICK, NJ 07825-9541

Mortgage

Document Number	0000504318
Date	Jan 14, 2019
Book Page	006666/000180
Instrument	504318

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 13, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 74 Spring Valley Rd was $4,728 with a veteran's exemption, up 5% from the year before.

Source: Warren County and Hardwick Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Hardwick Township
Elementary School District	Blairstown Township School District (KG - 06)
Secondary School District	North Warren Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,600 (-) Land $52,400 Building $71,200	$123,600 (-) Land $52,400 Building $71,200
2025	$4,728.00 (+5%) Veteran's exemption	$123,600 Land $52,400 Building $71,200	$123,600 Land $52,400 Building $71,200
2024	$4,503.00
2023		$123,600 Land $52,400 Building $71,200	$123,600 Land $52,400 Building $71,200
2022	$4,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Spring Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Spring Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20