Worcester County and Oakham Town property record for 78 Spencer Rd, Oakham, MA 01068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,048 sqft · built 1990 |
| Lot Size | 3.51 acres (152,896 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,776 (2025) |
| APN | OAKH M:4090 B:0000 L:00371 |
| Primary APN | OAKH M:4090 B:0000 L:00371 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 3,316 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 152,896 sqft (3.51 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 78 SPENCER RD |
|---|---|
| City | OAKHAM |
| State | MA |
| Zip | 01068-9536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 371 |
| Jurisdiction | OAKHAM MA |
| Township / Civil Division | OAKHAM |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 721101 |
78 Spencer Rd is owned and occupied by two individuals.
Source: Worcester County and Oakham Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 SPENCER RD, OAKHAM, MA 01068-9536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 78 Spencer Rd was $3,776, up 6.1% from the year before.
Source: Worcester County and Oakham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oakham Town |
| Unified School District | Quabbin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,776.00 (+6.1%) | $326,900 (+1.77%) Land $132,900 Building $194,000 | $495,045 (+17%) |
| 2024 | $3,559.00 (+6.11%) | $321,200 (+10.8%) Land $130,300 Building $190,900 | $423,130 |
| 2023 | $3,354.00 | $289,900 Land $114,500 Building $175,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 78 Spencer Rd; there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2005) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Spencer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE only, no 5G reported
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