116 Spencer Rd, Oakham, MA 01068 Property Records

Worcester County and Oakham Town property record for 116 Spencer Rd, Oakham, MA 01068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,300 sqft · built 1987
Lot Size3.58 acres (155,945 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Jun 2026)
Tax Bill$3,295 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jul 2019 Transfer
APN409-37.2

Property Details

APN / Parcel Number

Primary APN409-37.2
Alternative APN
  • OAKH M:4090 B:0000 L:00372

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,300 sqft Living Area
Gross Area2,647 sqft
Basement Area1,296 sqft
Unfinished Basement1,296 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area155,945 sqft (3.58 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number409-37.2
Street Address116 SPENCER RD
CityOAKHAM
StateMA
Zip01068-9870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number372
JurisdictionOAKHAM MA
Township / Civil DivisionOAKHAM
Census Block Group1
Census Block1050
Census Tract721101

Owner

Source: Worcester County and Oakham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 SPENCER RD, OAKHAM, MA 01068-9870
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Quit Claim Deed, Transfer · Conventional Mortgage
Jul 31, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleJan 25, 2000 · Amount on Record
Deed Document Number202650397
Deed Book / Page73748 / 241
Prior Transfer DateJun 1, 2026
Prior Transfer Doc0000050397
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKHAM MA
Recording DateJun 22, 2026
Property Address116 SPENCER RD, OAKHAM, MA 01068-9870
Document Number0000050397
Book / Page73748 / 241
Instrument DateJun 1, 2026
Instrument202650397
Transaction TypeTransfer
Record UpdatedJul 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 SPENCER RD, OAKHAM, MA 01068-9870

Mortgage

DateJun 22, 2026
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKHAM MA
Recording DateJul 31, 2019
Property Address116 SPENCER RD, OAKHAM, MA 01068-9870
Document Number60799-161
Book / Page060799 / 000161
Instrument DateJul 12, 2019
Instrument74938
Transaction TypeTransfer
Record UpdatedAug 20, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address116 SPENCER RD OAKHAM MA 010689870, OAKHAM, MA 01068-9870

Tax Assessment & Valuation

Source: Worcester County and Oakham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionOakham Town
Unified School DistrictQuabbin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,295.00 (+6.08%)$285,300 (+1.78%) Land $133,100 Building $152,200$343,425 (+6.07%)
2024$3,106.00 (+6.48%)$280,300 (+11.19%) Land $130,500 Building $149,800$323,760
2023$2,917.00$252,100 Land $114,700 Building $137,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2005)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2005 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Spencer Rd

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