202 Spencer Rd, Oakham, MA 01068 Property Records

Worcester County and Oakham Town property record for 202 Spencer Rd, Oakham, MA 01068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,903 sqft · built 1988
Lot Size4.26 acres (185,566 sqft)
OwnerIndividual Name on Record
Last Sale$117,000 (Dec 1998)
Tax Bill$4,172 (2025)
Deeds & MortgagesApr 2023 Refinance
APN409-37.5

Property Details

APN / Parcel Number

Primary APN409-37.5
Alternative APN
  • OAKH M:4090 B:0000 L:00375

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,903 sqft Living Area
Gross Area3,423 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area185,566 sqft (4.26 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number409-37.5
Street Address202 SPENCER RD
CityOAKHAM
StateMA
Zip01068-9874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionDONLIN BUILDERS
Legal Lot Number375
JurisdictionOAKHAM MA
Township / Civil DivisionOAKHAM
Census Block Group1
Census Block1050
Census Tract721101

Owner

Source: Worcester County and Oakham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address202 SPENCER RD, OAKHAM, MA 01068-9874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 1998 · Amount on Record
Deed SaleDec 7, 1998 · Amount on Record
Last Transfer DateApr 12, 2023
Transfer Doc0069028-35
Record UpdatedSep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKHAM MA
Recording DateApr 18, 2023
Property Address202 SPENCER RD, OAKHAM, MA 01068-9874
Document Number0069028-32
Book / Page69028 / 32
Instrument DateApr 12, 2023
Instrument29123
Transaction TypeTransfer
Record UpdatedMay 5, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 SPENCER RD, OAKHAM, MA 01068-9874

Mortgage

Document Number0069028-35
DateApr 18, 2023
Book Page69028/35
Instrument29124
Lender
NameMEMBERS MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Worcester County and Oakham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionOakham Town
Unified School DistrictQuabbin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,172.00 (+6.02%)$361,200 (+1.72%) Land $129,100 Building $232,100$407,170 (+10.26%)
2024$3,935.00 (+7.25%)$355,100 (+11.98%) Land $126,600 Building $228,500$369,265
2023$3,669.00$317,100 Land $111,700 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2005)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2005 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Spencer Rd

Nearby Streets

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