Steuben County and Avoca Town property record for 78 S Main St, Avoca, NY 14809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1964 |
| Lot Size | 0.415 acres (18,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,000 (Jan 2023) |
| Tax Bill | $4,879 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| APN | 0009080-000 |
| Primary APN | 0009080-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,100 sqft (0.415 acres) |
| Lot Dimensions | 181 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 54 sqft |
| Canopy | 54 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0009080-000 |
|---|---|
| Street Address | 78 S MAIN ST |
| City | AVOCA |
| State | NY |
| Zip | 14809-9771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERVAN HUBBARD HUNT MAIN ST |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | AVOCA |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 961000 |
78 S Main St is owned and occupied by two individuals who bought it in January 2023.
Source: Steuben County and Avoca Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 S MAIN ST, AVOCA, NY 14809-9771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on File |
| Deed Sale | Jan 27, 2023 · Amount on File |
| Prior Sale | Nov 1, 2016 · Amount on File |
| Deed Book / Page | 3008 / 45 |
| Prior Transfer Date | Mar 8, 2002 |
| Prior Transfer Doc | 1762000157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jan 27, 2023 |
| Property Address | 78 S MAIN ST, AVOCA, NY 14809-9771 |
| Document Number | 0003008/45 |
| Book / Page | 3008 / 45 |
| Instrument Date | Jan 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7337 PARK DR, HOUGHTON, NY 14744-8728 |
| Document Number | 0000494488 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 4944/88 |
| Name | MAPLE CITY SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 78 S Main St was $4,879, down 0.8% from the year before.
Source: Steuben County and Avoca Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Avoca Village |
| County | Steuben County |
| County Subdivision | Avoca Town |
| Unified School District | Avoca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,879.00 (-0.75%) | ||
| 2025 | $4,916.00 | $161,000 Land $15,700 Building $145,300 | $167,708 Land $16,354 Building $151,354 |
| 2023 | $113,000 (-) Land $9,200 Building $103,800 | $132,941 (+11.76%) Land $10,824 Building $122,117 | |
| 2022 | $113,000 Land $9,200 Building $103,800 | $118,947 Land $9,684 Building $109,263 | |
| 2021 | $2,927.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 78 S Main St; there have been 7 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1993–2021) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVOCA VILLAGE serves 970 people · EPA ID NY5001205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
May also be available: T-Mobile.
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