75 S Main St, Avoca, NY 14809 Property Records

Steuben County and Avoca Town property record for 75 S Main St, Avoca, NY 14809

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,340 sqft · built 1910
Lot Size0.875 acres (38,115 sqft)
Owner2 Individual Names on File
Tax Bill$3,266 (2025)
Deeds & MortgagesSep 2025 Refinance
Nov 2020 Refinance
APN0009075-000

Property Details

APN / Parcel Number

Primary APN0009075-000
Alternative APNs
  • 462201 113.12-01-012.000
  • 22011130120001012000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,340 sqft Living Area
1st Floor Area1,088 sqft
2nd Floor Area1,252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialWood
Lot Area38,115 sqft (0.875 acres)
Lot Dimensions495 ft deep x 77 ft wide
PorchSlab
Porch Area344 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0009075-000
Street Address75 S MAIN ST
CityAVOCA
StateNY
Zip14809-9785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLETCHER MAIN ST ARCHER SHULTS
Legal Block1
Legal Lot Number12.000
JurisdictionSTEUBEN NY
Township / Civil DivisionAVOCA
Census Block Group3
Census Block3041
Census Tract961000

Owner

Source: Steuben County and Avoca Town records · APN 0009075-000

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address75 S MAIN ST, AVOCA, NY 14809-9785
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
DES MOINES METRO CU
Nov 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DES MOINES METRO CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEUBEN NY
Property Address75 S MAIN ST, AVOCA, NY 14809-9785
Transaction TypeMortgage
Record UpdatedOct 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005210/294
DateSep 18, 2025
Book Page5210/294
Lender
NameDES MOINES METRO CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 01, 2045

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEUBEN NY
Property Address75 S MAIN ST, AVOCA, NY 14809-9785
Transaction TypeMortgage
Record UpdatedFeb 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4611/189
DateNov 16, 2020
Book Page4611/189
InstrumentDL1727
Lender
NameDES MOINES METRO CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term109 Months
DueDec 01, 2029

Tax Assessment & Valuation

Source: Steuben County and Avoca Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityAvoca Village
CountySteuben County
County SubdivisionAvoca Town
Unified School DistrictAvoca Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,266.00 (+90.44%)$115,000 (+40.24%) Land $17,900 Building $97,100$119,792 (+24.17%) Land $18,646 Building $101,146
2023$82,000 (-) Land $12,500 Building $69,500$96,471 (+11.76%) Land $14,706 Building $81,765
2022$82,000 Land $12,500 Building $69,500$86,316 Land $13,158 Building $73,158
2021$1,715.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361019610003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims7 (1993–2021)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2014 · 5 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 123 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone Company
Fiber
1,000 / 100

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemAVOCA VILLAGE
serves 970 people
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on S Main St

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