78 S Edison Ave, Elgin, IL 60123 Property Records

Kane County property record for 78 S Edison Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,368 sqft · built 1940
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Mar 2026)
Tax Bill	$6,531 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-477-016`

Property Details

APN / Parcel Number

Primary APN	`06-15-477-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	2,345 sqft
1st Floor Area	1,368 sqft
Basement Area	977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	78 S EDISON AVE
City	ELGIN
State	IL
Zip	60123-6167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASHINGTON HEIGHTS ADDN LOT 7 BLOCK 23
Legal Subdivision	ASHINGTON HEIGHTS ADDN
Legal Block	23
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851101

Owner

78 S Edison Ave is owned by two individuals who bought it in March 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	494 LINCOLN AVE, ELGIN, IL 60120-3041
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Jan 16, 2009 · Amount on File
Deed Document Number	202612547
Prior Transfer Date	Jan 10, 2025
Prior Transfer Doc	0000001175
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 30, 2026
Property Address	78 S EDISON AVE, ELGIN, IL 60123-6167
Document Number	0000012547
Instrument Date	Mar 27, 2026
Instrument	2026K012547
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 S EDISON AVE, ELGIN, IL 60123-6167

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	78 S EDISON AVE, ELGIN, IL 60123-6167

Mortgage

Document Number	0000012548
Date	Mar 30, 2026
Instrument	2026K012548

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 78 S Edison Ave was $6,531, up 3.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,531.00 (+3.5%)	$85,607 (+8.57%) Land $15,540 Building $70,067	$256,924 (+8.57%) Land $46,639 Building $210,285
2024	$6,310.00	$78,849 Land $14,313 Building $64,536	$236,642 Land $42,956 Building $193,685
2022	$5,632.00 (+3.97%)	$64,953 (+6.96%) Land $11,791 Building $53,162	$194,859 (+6.96%) Land $35,373 Building $159,486
2021	$5,417.00	$60,727 Land $11,024 Building $49,703	$182,181 Land $33,072 Building $149,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 78 S Edison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 78 S Edison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20