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104 S Edison Ave, Elgin, IL 60123 Property Records

Kane County property record for 104 S Edison Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,998 sqft · built 1935
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on File
Tax Bill$7,376 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Feb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN06-15-481-009

Property Details

APN / Parcel Number

Primary APN06-15-481-009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories5 Stories
Building Area1,998 sqft Living Area
Gross Area3,330 sqft
Basement Area1,332 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialBrick
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address104 S EDISON AVE
CityELGIN
StateIL
Zip60123-6127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOT 2 BLOCK 34
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block34
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1012
Census Tract851101

Owner

104 S Edison Ave is owned and occupied by an individual who acquired it in September 2002.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address104 S EDISON AVE, ELGIN, IL 60123-6127
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 5, 2020Loan Modification, Mortgage · Conventional Mortgage
NEW RESID'L MTG LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 10, 2002
Transfer Doc0000117968
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address104 S EDISON AVE, ELGIN, IL 60123-6127
Transaction TypeMortgage
Record UpdatedMar 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 S EDISON AVE, ELGIN, IL 60123-6127

Mortgage

Document Number0000005890
DateFeb 27, 2023
Instrument2023K005890
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address104 S EDISON AVE, ELGIN, IL 60123-6127
Document Number0000013171
Instrument DateFeb 5, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9N760 OLD MILL CT ELGIN IL 601248318, ELGIN, IL 60124-8318

Mortgage

Document Number0000013171
DateMar 13, 2020
Instrument13171
Lender
NameNEW RESID'L MTG LLC
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueMar 12, 2060
Interest
Rate5.62%

Tax Assessment & Valuation

The 2025 property tax bill for 104 S Edison Ave was $7,376 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,376.00 Homeowner's exemption$104,686 (+8.57%) Land $15,540 Building $89,146$314,184 (+8.57%) Land $46,639 Building $267,545
2024$96,422 Land $14,313 Building $82,109$289,382 Land $42,956 Building $246,426
2022$6,367.00 (+4.55%) Homeowner's exemption$79,429 (+6.96%) Land $11,791 Building $67,638$238,287 (+6.96%) Land $35,373 Building $202,914
2021$6,090.00 Homeowner's exemption$74,261 Land $11,024 Building $63,237$222,783 Land $33,072 Building $189,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 S Edison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 104 S Edison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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