Lincoln County property record for 78 Ridgewood Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,316 sqft · built 1970 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,100 (Dec 2015) |
| Tax Bill | $1,822 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-10-000-000-036.000 |
| Primary APN | 14-20-10-000-000-036.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Basement Area | 1,316 sqft |
| Unfinished Basement | 1,316 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 125,888 sqft (2.89 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 78 RIDGEWOOD DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACTS 3 & 4 RIDGEWOOD ACRES |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 10 |
| Legal Subdivision | RIDGEWOOD ACRES |
| Legal Tract | 3 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | SNOW HILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 810309 |
78 Ridgewood Dr is owned and occupied by an individual who bought it in December 2015.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 RIDGEWOOD DR, TROY, MO 63379-5629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2015 · Amount on File |
| Deed Sale | Dec 14, 2015 · Amount on File |
| Prior Sale | Sep 26, 2008 · Amount on File |
| Deed Document Number | 201510132 |
| Deed Book / Page | 2394 / 514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 78 RIDGEWOOD DR, TROY, MO 63379-5629 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 78 RIDGEWOOD DR, TROY, MO 63379-5629 |
| Document Number | 2466/417 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 2466/417 |
| Instrument | 2021008964 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 78 Ridgewood Dr was $1,822.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,550 (-) Land $2,941 Building $27,609 | ||
| 2025 | $1,822.00 | $30,550 Land $2,941 Building $27,609 | $160,790 Land $15,480 Building $145,310 |
| 2023 | $1,742.00 (+4.5%) | $28,793 Land $2,713 Building $26,079 | $151,540 Land $14,280 Building $137,260 |
| 2022 | $1,667.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 78 Ridgewood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 78 Ridgewood Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
5G and 4G LTE (outdoors only)
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