176 Ridgewood Dr, Troy, MO 63379 Property Records

Lincoln County property record for 176 Ridgewood Dr, Troy, MO 63379

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,500 sqft · built 1992
Lot Size3.7 acres (161,172 sqft)
OwnerIndividual Name on Record
Last Sale$168,800 (Aug 2021)
Tax Bill$1,915 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN14-20-10-000-000-032.000

Property Details

APN / Parcel Number

Primary APN14-20-10-000-000-032.000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,500 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area161,172 sqft (3.7 acres)
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address176 RIDGEWOOD DR
CityTROY
StateMO
Zip63379-5631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACTS 8 & 9 RIDGEWOOD ACRES, PLAT 9/37
Legal Range01E
Legal Township49N
Legal Section10
Legal SubdivisionRIDGEWOOD ACRES
Legal Tract8
JurisdictionLINCOLN MO
Township / Civil DivisionSNOW HILL
Census Block Group3
Census Block3000
Census Tract810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address176 RIDGEWOOD DR, TROY, MO 63379-5631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2021 · Amount on Record
Deed SaleAug 30, 2021 · Amount on Record
Prior SaleNov 13, 2009 · Amount on Record
Deed Document Number202111534
Deed Book / Page2468 / 980
Prior Transfer DateNov 5, 2009
Prior Transfer Doc2115/0858
Record UpdatedOct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN MO
Recording DateAug 30, 2021
Property Address176 RIDGEWOOD DR, TROY, MO 63379-5631
Document Number2468/980
Book / Page2468 / 980
Map ReferenceMB 9 GP 37
Instrument DateAug 12, 2021
Instrument2021011534
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyNOT AVAILABLE, RAVENSWOOD TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 RIDGEWOOD DR, TROY, MO 63379-5631

Mortgage

Document Number2021011535
DateAug 30, 2021
Instrument2021011535
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,721 (-) Land $2,968 Building $28,753
2025$1,915.00 (+7.58%)$31,721 (+9.05%) Land $2,968 Building $28,753$166,950 (+9.05%) Land $15,620 Building $151,330
2023$1,780.00 (+4.95%)$29,089 Land $2,740 Building $26,349$153,100 Land $14,420 Building $138,680
2022$1,696.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY PWSD 1
serves 14,000 people · EPA ID MO6024340
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Systec Wireless Communications
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on Ridgewood Dr

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