154 Ridgewood Dr, Troy, MO 63379 Property Records

Lincoln County property record for 154 Ridgewood Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1984
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,000 (Jun 2020)
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-10-000-000-031.000`

Property Details

APN / Parcel Number

Primary APN	`14-20-10-000-000-031.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	154 RIDGEWOOD DR
City	TROY
State	MO
Zip	63379-5631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 7 RIDGEWOOD ACRES 1ST ADDN
Legal Range	01E
Legal Township	49N
Legal Section	10
Legal Subdivision	RIDGEWOOD ACRES
Legal Tract	7
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	3
Census Block	3000
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 RIDGEWOOD DR, TROY, MO 63379-5631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 29, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 7, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Oct 7, 2019 · Amount on Record
Deed Document Number	20206812
Deed Book / Page	2448 / 775
Prior Transfer Date	Dec 4, 2017
Prior Transfer Doc	2420/0350
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	154 RIDGEWOOD DR, TROY, MO 63379-5631
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002445/601
Date	Apr 15, 2020
Book Page	2445/601
Instrument	2020003610

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	154 RIDGEWOOD DR, TROY, MO 63379-5631
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	NOT AVAILABLE, NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2459/675
Date	Feb 17, 2021
Book Page	2459/675
Instrument	2021002174

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Jun 29, 2020
Property Address	154 RIDGEWOOD DR, TROY, MO 63379-5631
Document Number	2448/775
Book / Page	2448 / 775
Map Reference	MB 9 PG 37
Instrument Date	Jun 24, 2020
Instrument	2020006812
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 RIDGEWOOD DR, 154, TROY, MO 63379-5631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 RIDGEWOOD DR, TROY, MO 63379-5631

Mortgage

Document Number	2020006813
Date	Jun 29, 2020
Instrument	2020006813

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 7, 2019
Property Address	154 RIDGEWOOD DR, TROY, MO 63379-5631
Document Number	2439/0114
Book / Page	2439 / 0114
Map Reference	MB 9 PG 37
Instrument Date	Oct 3, 2019
Instrument	2019009003
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 RIDGEWOOD DR, TROY, MO 63379-5631

Mortgage

Document Number	2019009004
Date	Oct 7, 2019
Instrument	2019009004

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 1, 2018
Property Address	154 RIDGEWOOD DR, TROY, MO 63379-5631
Document Number	2420/0350
Book / Page	2420 / 0350
Map Reference	MB9 PG37
Instrument Date	Dec 4, 2017
Instrument	2018001706
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 RIDGEWOOD DR, TROY, MO 63379-5631

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,404 (-) Land $4,218 Building $25,186
2025	$1,797.00 (+5.58%)	$29,404 (+7.06%) Land $4,218 Building $25,186	$154,760 (+7.06%) Land $22,200 Building $132,560
2023	$1,702.00 (+4.61%)	$27,466 Land $3,895 Building $23,571	$144,560 Land $20,500 Building $124,060
2022	$1,627.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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