48 Pinnacle Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 48 Pinnacle Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,175 sqft · built 2018
Lot Size	0.099 acres (4,343 sqft)
Owner	Individual Name on Record
Last Sale	$1,213,000 (Jun 2018)
Tax Bill	$14,436 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`612-261-79`

Property Details

APN / Parcel Number

Primary APN	`612-261-79`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	3,175 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	4,343 sqft (0.099 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	48 PINNACLE DR
City	LAKE FOREST
State	CA
Zip	92630-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17963 BLK LOT 66
Legal Tract	17963
Legal Lot Number	66
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3003
Census Tract	52423

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	48 PINNACLE DR, LAKE FOREST, CA 92630-8725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Mar 25, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Mar 25, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jun 21, 2018	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	2018000228119
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 PINNACLE DR, LAKE FOREST, CA 92630-8725
Document Number	0000366534
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	48 PINNACLE DR LAKE FOREST CA 926308725, LAKE FOREST, CA 92630-8725

Mortgage

Document Number	0000366534
Date	Jul 29, 2020
Instrument	366534

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 PINNACLE DR, LAKE FOREST, CA 92630-8725
Document Number	0000105371
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	48 PINNACLE DR LAKE FOREST CA 926308725, LAKE FOREST, CA 92630-8725

Mortgage

Document Number	0000105371
Date	Apr 3, 2019
Instrument	105371

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 PINNACLE DR, LAKE FOREST, CA 92630-8725
Document Number	0000166605
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	48 PINNACLE DR LAKE FOREST CA 926308725, LAKE FOREST, CA 92630-8725

Mortgage

Document Number	0000166605
Date	May 17, 2019
Instrument	166605

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 21, 2018
Property Address	48 PINNACLE DR, LAKE FOREST, CA 92630-8725
Document Number	0000228119
Map Reference	MB959 PG46-50
Instrument Date	May 29, 2018
Instrument	2018000228119
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	48 PINNACLE DR, LAKE FOREST, CA 92630-8725

Mortgage

Document Number	0000228120
Date	Jun 21, 2018
Instrument	2018000228120

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,436.00 (+4.31%) Homeowner's exemption	$1,380,182 (+4.04%) Land $643,007 Building $737,175
2023	$13,839.00 (+1.82%) Homeowner's exemption	$1,326,589 Land $618,039 Building $708,550
2022	$13,591.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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