78 Pearson Ct, Troy, OH 45373 Property Records

Miami County property record for 78 Pearson Ct, Troy, OH 45373

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,072 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (Sep 2023)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Sep 2023 Sale & Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-058938`

Property Details

APN / Parcel Number

Primary APN	`D08-058938`
Alternative APN	`050622.3-01-007-00`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,072 sqft Total Area
1st Floor Area	1,536 sqft
2nd Floor Area	1,536 sqft
Upper Floors Area	1,536 sqft
Attic Area	553 sqft
Basement Area	1,536 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	94 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	78 PEARSON CT
City	TROY
State	OH
Zip	45373
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IN LOT 7105 47.34'
Legal Subdivision	TROY
Legal Lot Number	7105 47
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1003
Census Tract	365200

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	78 PEARSON CT, TROY, OH 45373
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Special Warranty Deed, Transfer · Line of Credit THE TWIN VALLEY BANK
Nov 30, 2020	Warranty Deed, Transfer · Commercial Mortgage GREENVILLE FEDERAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	1791
Record Updated	Jun 8, 2026

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 11, 2023
Property Address	78 PEARSON CT, TROY, OH 45373
Document Number	0000009978
Instrument Date	Sep 1, 2023
Instrument	2023OR-09978
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 LOCUST VIEW WAY, TROY, OH 45373-4552

Mortgage

Document Number	0000009979
Date	Sep 11, 2023
Instrument	2023OR-09979

Lender

Name	THE TWIN VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 30, 2020
Property Address	78 PEARSON CT, TROY, OH 45373
Document Number	0000017852
Instrument Date	Nov 25, 2020
Instrument	2020OR-17852
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14, MARIA STEIN, OH 45860-0014

Mortgage

Document Number	0000017853
Date	Nov 30, 2020
Instrument	2020OR-17853

Lender

Name	GREENVILLE FEDERAL
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,393.00 (+17.48%)	$64,370 (+30.04%) Land $8,440 Building $55,930	$183,900 (+30.06%) Land $24,100 Building $159,800
2024	$2,037.00 (+5.54%)	$49,500 (-) Land $9,140 Building $40,360
2023	$1,930.00 (+16.27%)	$49,500 (-) Land $9,140 Building $40,360	$141,400 (-) Land $26,100 Building $115,300
2022	$1,660.00	$49,500 Land $9,140 Building $40,360	$141,400 Land $26,100 Building $115,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1990)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI CO-CAMP TROY PWS private · serves 3,813 people · EPA ID OH5502503
Water Source	Purchased groundwater from TROY CITY PWS
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Watch TV.

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