12 Pearson Ct, Troy, OH 45373 Property Records

Miami County property record for 12 Pearson Ct, Troy, OH 45373

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,072 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$990,000 (Sep 2023)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Sep 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-058932`

Property Details

APN / Parcel Number

Primary APN	`D08-058932`
Alternative APNs	`050622.3-01-010-00` `D08NE002 01500`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,072 sqft Total Area
1st Floor Area	3,072 sqft
Upper Floors Area	1,536 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	88 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	12 PEARSON CT
City	TROY
State	OH
Zip	45373
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IL 7102 87.32
Legal Subdivision	TROY
Legal Lot Number	7102
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1003
Census Tract	365200

Owner

Source: Miami County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12 PEARSON CT, TROY, OH 45373
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Deed of Trust, Mortgage · Line of Credit THE TWIN VALLEY BANK
Sep 13, 2023	Special Warranty Deed, Transfer · Line of Credit THE TWIN VALLEY BANK
Nov 30, 2020	Warranty Deed, Transfer · Commercial Mortgage GREENVILLE FEDERAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	202310076
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	12 PEARSON CT, TROY, OH 45373
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 LOCUST VIEW WAY, TROY, OH 45373-4552

Mortgage

Document Number	0000008717
Date	Aug 6, 2025
Instrument	2025OR-08717

Lender

Name	THE TWIN VALLEY BANK
Type	Bank
Address	2 E DAYTON ST, WEST ALEXANDRIA, OH 45381

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 29, 2045

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 13, 2023
Property Address	12 PEARSON CT, TROY, OH 45373
Document Number	0000010076
Instrument Date	Sep 1, 2023
Instrument	2023OR-10076
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 LOCUST VIEW WAY, TROY, OH 45373-4552

Mortgage

Document Number	0000010077
Date	Sep 13, 2023
Instrument	2023OR-10077

Lender

Name	THE TWIN VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 30, 2020
Property Address	12 PEARSON CT, TROY, OH 45373
Document Number	0000017852
Instrument Date	Nov 25, 2020
Instrument	2020OR-17852
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14, MARIA STEIN, OH 45860-0014

Mortgage

Document Number	0000017853
Date	Nov 30, 2020
Instrument	2020OR-17853

Lender

Name	GREENVILLE FEDERAL
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,936.00 (+39.81%)	$73,330 (+50.08%) Land $8,540 Building $64,790	$209,500 (+50.07%) Land $24,400 Building $185,100
2024	$2,100.00 (+7.69%)	$48,860 (-) Land $9,240 Building $39,620
2023	$1,950.00 (+15.8%)	$48,860 (-) Land $9,240 Building $39,620	$139,600 (-) Land $26,400 Building $113,200
2022	$1,684.00	$48,860 Land $9,240 Building $39,620	$139,600 Land $26,400 Building $113,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1990)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI CO-CAMP TROY PWS private · serves 3,813 people · EPA ID OH5502503
Water Source	Purchased groundwater from TROY CITY PWS
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Watch TV.

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