78 Lancaster Ter, Brookline, MA 02446 Property Records

Norfolk County and Brookline Town property record for 78 Lancaster Ter, Brookline, MA 02446

Property Summary

Property Type	Single Family Home
Details	7 bd · 3.5 ba · 3,597 sqft · built 1905
Lot Size	0.21 acres (9,126 sqft)
Owner	2 Trust Names on Record
Last Sale	$3,325,000 (Feb 2023)
Tax Bill	$31,710 (2026)
Deeds & Mortgages	May 2021 Refinance Feb 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3642028`

Property Details

APN / Parcel Number

Primary APN	`3642028`
Alternative APN	`BROO B:091 L:0068 S:0000`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	3 Stories
Building Area	3,597 sqft Living Area
Gross Area	6,038 sqft
Basement Area	1,224 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	9,126 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3642028
Street Address	78 LANCASTER TER
City	BROOKLINE
State	MA
Zip	02446-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC7
Legal Block	91
Legal Lot Number	68
Jurisdiction	BROOKLINE MA
Township / Civil Division	BROOKLINE
Census Block Group	1
Census Block	1002
Census Tract	400402

Owner

Source: Norfolk County and Brookline Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	78 LANCASTER TER, BROOKLINE, MA 02446-2237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Feb 28, 2023	Quit Claim Deed, Transfer
Jan 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Sep 28, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	May 30, 2014 · Amount on Record
Deed Book / Page	41075 / 375
Prior Transfer Date	Feb 7, 2023
Prior Transfer Doc	041075-375
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKLINE MA
Property Address	78 LANCASTER TER, BROOKLINE, MA 02446-2237
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039429-439
Date	May 24, 2021
Book Page	39429/439
Instrument	67675

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Jun 1, 2047

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BROOKLINE MA
Recording Date	Feb 28, 2023
Property Address	78 LANCASTER TER, BROOKLINE, MA 02446-2237
Document Number	041075-375
Book / Page	41075 / 375
Instrument Date	Feb 7, 2023
Instrument	11601
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 LANCASTER TER, BROOKLINE, MA 02446-2237

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKLINE MA
Property Address	78 LANCASTER TER, BROOKLINE, MA 02446-2237
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037499-346
Date	Jan 3, 2020
Book Page	37499/346
Instrument	642

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Feb 1, 2046

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BROOKLINE MA
Recording Date	Sep 28, 2021
Property Address	78 LANCASTER TER, BROOKLINE, MA 02446-2237
Document Number	039902-377
Book / Page	39902 / 377
Instrument Date	Sep 17, 2021
Instrument	125115
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 LANCASTER TER, BROOKLINE, MA 02446-2237

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKLINE MA
Property Address	78 LANCASTER TER, BROOKLINE, MA 02446-2237
Document Number	35695-460
Book / Page	035695 / 000460
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35695-460
Date	Dec 22, 2017
Book Page	035695/000460
Instrument	122511

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKLINE MA
Property Address	78 LANCASTER TER, BROOKLINE, MA 02446-2237
Document Number	34968-332
Book / Page	034968 / 000332
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34968-332
Date	Mar 13, 2017
Book Page	034968/000332
Instrument	21612

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Brookline Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Brookline Town
Unified School District	Brookline School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$31,710.00 (+5.05%)	$3,096,700 (+1.25%) Land $1,454,500 Building $1,642,200	$3,749,650 (-)
2025	$30,187.00 (+5.09%)	$3,058,500 (+4.03%) Land $1,440,100 Building $1,618,400	$3,749,650 (+2.48%)
2024	$28,725.00 (+6.83%)	$2,940,100 (+9.01%) Land $1,384,200 Building $1,555,900	$3,658,925
2023	$26,889.00	$2,697,000 Land $1,203,700 Building $1,493,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKLINE WATER AND SEWER DIVISION serves 63,191 people · EPA ID MA3046000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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