Franklin County property record for 78 Hickory Cir, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,167 sqft · built 2002 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,887 (2025) |
| Deeds & Mortgages | May 2020 Loan Modification Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-28.0-0-024-092.000 |
| Primary APN | 17-8-28.0-0-024-092.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,167 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 78 HICKORY CIR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:26 HICKORY RIDGE ESTATES |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 28 |
| Legal Subdivision | HICKORY RIDGE ESTATES |
| Legal Block | 24 |
| Legal Lot Number | 26 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 800604 |
78 Hickory Cir is owned and occupied by two individuals who acquired it in April 2018.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 HICKORY CIR, UNION, MO 63084-2096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2020 | Loan Modification, Mortgage · VA Mortgage MR COOPER |
| Apr 20, 2018 | Warranty Deed, Transfer · VA Mortgage FIRST ST BK/ST CHARLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2018 |
| Deed Sale | Apr 20, 2018 |
| Prior Sale | Jun 7, 2005 |
| Deed Document Number | 1805298 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 78 HICKORY CIR, UNION, MO 63084-2096 |
| Document Number | 0000008837 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 78 HICKORY CIR UNION MO 630842096, UNION, MO 63084-2096 |
| Document Number | 0000008837 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 8837 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 20, 2018 |
| Property Address | 78 HICKORY CIR, UNION, MO 63084-2096 |
| Document Number | 0000005298 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 5298 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | HILLSBORO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 HICKORY CIR UNION MO 630842096, UNION, MO 63084-2096 |
| Document Number | 5299 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 5299 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2048 |
The 2025 property tax bill for 78 Hickory Cir was $1,887.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,887.00 | $31,660 | $166,630 Land $25,000 Building $141,630 |
| 2023 | $1,605.00 (-3.02%) | $26,703 | $140,540 Land $25,000 Building $115,540 |
| 2022 | $1,655.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Hickory Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 78 Hickory Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures