78 Groves Dr, Durango, CO 81301 Property Records

La Plata County property record for 78 Groves Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,712 sqft · built 1980
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Jul 2025)
Tax Bill	$1,987 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5593-294-03-001`

Property Details

APN / Parcel Number

Primary APN	`5593-294-03-001`
Alternative APN	`R014538`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,712 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Rustic
Lot Area	130,680 sqft
Garage Type	Carport
Garage Area	558 sqft
Carport	Carport
Carport Area	558 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	39 sqft
Deck Area	Deck Area
Patio Area	307 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R014538
Street Address	78 GROVES DR
City	DURANGO
State	CO
Zip	81301-8341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: TWEEN LAKES ESTATES BLOCK: 3 LOT: 1 TWEEN LAKES EST 1ST SUB 78 GROVES DR DURANGO 81301
Legal Subdivision	TWEEN LAKES ESTATES
Legal Block	3
Legal Lot Number	1
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2053
Census Tract	970706

Owner

Source: La Plata County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	78 GROVES DR, DURANGO, CO 81301-8341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE SAN JUANS
Jan 6, 2020	Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	20251244520
Prior Transfer Date	Feb 24, 2012
Prior Transfer Doc	0001045277
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	78 GROVES DR, DURANGO, CO 81301-8341
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 GROVES DR, DURANGO, CO 81301-8341

Mortgage

Document Number	0001223131
Date	Jun 26, 2023
Instrument	1223131

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 6, 2020
Property Address	78 GROVES DR, DURANGO, CO 81301-8341
Document Number	0001166409
Map Reference	DOC 369809
Instrument Date	Dec 27, 2019
Instrument	1166409
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$34.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 GROVES DR, 78, DURANGO, CO 81301-8341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 GROVES DR, DURANGO, CO 81301-8341

Mortgage

Document Number	0001166410
Date	Jan 6, 2020
Instrument	1166410

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,130 (-3.41%) Land $8,600 Building $24,530	$541,480 (-1.33%) Land $140,600 Building $400,880
2025	$1,987.00 (+55.6%)	$34,300 (+22.33%) Land $8,790 Building $25,510	$548,780 (+31.12%) Land $140,600 Building $408,180
2023	$1,277.00 (+13.41%)	$28,040 (+15.06%) Land $6,080 Building $21,960	$418,540 (+19.36%) Land $90,750 Building $327,790
2022	$1,126.00	$24,370 Land $6,110 Building $18,260	$350,640 Land $87,880 Building $262,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 91% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

Cell Coverage

No cell data coverage reported

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