190 Groves Dr, Durango, CO 81301 Property Records

La Plata County property record for 190 Groves Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 954 sqft · built 2000
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$357,000 (Sep 2023)
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5593-294-03-002`

Property Details

APN / Parcel Number

Primary APN	`5593-294-03-002`
Alternative APN	`R017628`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	954 sqft Living Area
1st Floor Area	954 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Rustic
Lot Area	130,680 sqft
Garage Type	Carport
Garage Area	304 sqft
Carport	Carport
Carport Area	304 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	332 sqft
Deck Area	Deck Area
Patio Area	44 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R017628
Street Address	190 GROVES DR
City	DURANGO
State	CO
Zip	81301-8341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: TWEEN LAKES ESTATES BLOCK: 3 LOT: 2 TWEEN LAKES EST 1ST SUB 190 GROVES DR DURANGO 81301
Legal Subdivision	TWEEN LAKES ESTATES
Legal Block	3
Legal Lot Number	2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2053
Census Tract	970706

Owner

Source: La Plata County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 GROVES DR, DURANGO, CO 81301-8341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage HOMESFUND
Sep 28, 2023	Special Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SAN JUANS DIV GLACIER
Sep 13, 2017	Loan Modification, Mortgage · Line of Credit ALPINE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Jan 14, 2015
Deed Document Number	20231226231
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	190 GROVES DR, DURANGO, CO 81301-8341
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 GROVES DR, DURANGO, CO 81301-8341

Mortgage

Document Number	0001226234
Date	Sep 28, 2023
Instrument	1226234

Lender

Name	HOMESFUND
Type	Mortgage Company
Address	DURANGO, CO 81302

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2053

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 28, 2023
Property Address	190 GROVES DR, DURANGO, CO 81301-8341
Document Number	0001226231
Map Reference	DOC 369809
Instrument Date	Sep 28, 2023
Instrument	1226231
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.70
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 GROVES DR, DURANGO, CO 81301-8341

Mortgage

Document Number	0001226232
Date	Sep 28, 2023
Instrument	1226232

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0001226233
Date	Sep 28, 2023
Instrument	1226233

Lender

Name	HOMESFUND
Type	Mortgage Company
Address	DURANGO, CO 81302

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	190 GROVES DR, DURANGO, CO 81301-8341
Document Number	0001180051
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 MARIPOSA DR DURANGO CO 813016588, DURANGO, CO 81301-6588

Mortgage

Document Number	0001180051
Date	Oct 22, 2020
Instrument	1180051

Lender

Name	BANK OF SAN JUANS DIV GLACIER
Address	DURANGO, CO 81301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 21, 2030

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	190 GROVES DR, DURANGO, CO 81301-8341
Document Number	0001134690
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 GROVES DR DURANGO CO 813018341, DURANGO, CO 81301-8341
Investor	Possibly a Property Investor

Mortgage

Document Number	0001134690
Date	Oct 11, 2017
Instrument	1134690

Lender

Name	ALPINE BK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,940 (-2.07%) Land $5,350 Building $12,590	$293,160 (-) Land $87,400 Building $205,760
2025	$1,061.00 (+32.96%)	$18,320 (+4.57%) Land $5,460 Building $12,860	$293,160 (+12.06%) Land $87,400 Building $205,760
2023	$798.00 (+6.97%)	$17,520 (+8.55%) Land $3,530 Building $13,990	$261,600 (+12.65%) Land $52,740 Building $208,860
2022	$746.00	$16,140 Land $3,800 Building $12,340	$232,230 Land $54,630 Building $177,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 91% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

Cell Coverage

No cell data coverage reported

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