475 Groves Dr, Durango, CO 81301 Property Records

La Plata County property record for 475 Groves Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 624 sqft · built 1975
Lot Size	3.66 acres (159,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jul 2010)
Tax Bill	$656 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5593-291-05-011`

Property Details

APN / Parcel Number

Primary APN	`5593-291-05-011`
Alternative APN	`R014059`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	784 sqft
Basement Area	160 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	A-Frame
Lot Area	159,865 sqft
Deck Area	Deck Area
Patio Area	480 sqft

Utilities, Heating & Cooling

Heating System	Convection

Location & Zoning

Account Number	R014059
Street Address	475 GROVES DR
City	DURANGO
State	CO
Zip	81301-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: TWEEN LAKES ESTATES BLOCK: 2 LOT: 7 TWEEN LAKES EST 2ND SUB 475 GROVES DR DURANGO 81301
Legal Subdivision	TWEEN LAKES ESTATES
Legal Block	2
Legal Lot Number	7
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2035
Census Tract	970706

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 LITTLE RIVER CT, RICHMOND, TX 77406-2195
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jul 17, 2017	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2010 · Amount on Record
Deed Sale	Jul 27, 2010 · Amount on Record
Prior Sale	Sep 22, 1998 · Amount on Record
Deed Document Number	201017519
Last Transfer Date	Apr 6, 2012
Transfer Doc	0001046353
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	475 GROVES DR, DURANGO, CO 81301-6322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001161927
Date	Sep 20, 2019
Instrument	1161927

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	475 GROVES DR, DURANGO, CO 81301-6322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001161892
Date	Sep 19, 2019
Instrument	1161892

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 17, 2017
Property Address	475 GROVES DR, DURANGO, CO 81301-6322
Document Number	0001130852
Instrument Date	Jul 7, 2017
Instrument	1130852
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 LITTLE RIVER CT RICHMOND TX 774062195, RICHMOND, TX 77406-2195

Mortgage

Document Number	1130853
Date	Jul 17, 2017
Instrument	1130853

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,090 (-2.03%) Land $6,160 Building $4,930	$181,220 (-) Land $100,700 Building $80,520
2025	$656.00 (+93.51%)	$11,320 (+83.17%) Land $6,290 Building $5,030	$181,220 (+96.49%) Land $100,700 Building $80,520
2024	$339.00 (+20.64%)
2023	$281.00 (-23.64%)	$6,180 (-22.46%) Land $3,090 Building $3,090	$92,230 (-19.61%) Land $46,070 Building $46,160
2022	$368.00	$7,970 Land $4,370 Building $3,600	$114,730 Land $62,940 Building $51,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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