78 Cypress Run, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 78 Cypress Run, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1,328 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Apr 2020 Reverse Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10473919`

Property Details

APN / Parcel Number

Primary APN	`10473919`
Alternative APNs	`R600 028 000 0278 0000` `R603 028 000 0278 0000`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	10473919
Old Parcel Number	R603 028 000 0278 0000
Street Address	78 CYPRESS RUN
City	BLUFFTON
State	SC
Zip	29909-5081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 293 ARGENT III BLK 46B DEL WEBB PB86 PGS143-144 PB89 PGS71-72
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	46B
Legal Lot Number	293
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2002
Census Tract	2109

Owner

78 Cypress Run is owned and occupied by an individual who acquired it in July 2017.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	78 CYPRESS RUN, BLUFFTON, SC 29909-5081
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Apr 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jul 19, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2017
Deed Sale	Jul 19, 2017
Prior Sale	Aug 5, 2014 · Amount on File
Deed Document Number	2017038715
Deed Book / Page	3592 / 0184
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	78 CYPRESS RUN, BLUFFTON, SC 29909-5081
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020832
Date	Apr 22, 2020
Book Page	3857/777
Instrument	2020020832

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.05%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	78 CYPRESS RUN, BLUFFTON, SC 29909-5081
Document Number	0000020833
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 CYPRESS RUN BLUFFTON SC 299095081, BLUFFTON, SC 29909-5081

Mortgage

Document Number	0000020833
Date	Apr 22, 2020
Book Page	003857/000795
Instrument	20833

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	3.05%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 19, 2017
Property Address	78 CYPRESS RUN, BLUFFTON, SC 29909-5081
Document Number	0000038715
Book / Page	003592 / 000184
Instrument Date	Jul 17, 2017
Instrument	38715
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 CYPRESS RUN BLUFFTON SC 299095081, BLUFFTON, SC 29909-5081

Tax Assessment & Valuation

The 2025 property tax bill for 78 Cypress Run was $3,685, up 1.7% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00 (+1.68%)	$14,470 (+7.6%)
2024	$3,624.00	$13,448 (-) Land $2,700 Building $10,748	$336,200 (-) Land $67,500 Building $268,700
2023	$3,624.00 (+10.09%)	$13,448 (+60.32%) Land $2,700 Building $10,748	$336,200 (+60.32%) Land $67,500 Building $268,700
2022	$3,292.00	$8,388 Land $2,080 Building $6,308	$209,700 Land $52,000 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Cypress Run in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Cypress Run is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cypress Run

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