78 Andover Pl, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 78 Andover Pl, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,305 sqft · built 2001
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Apr 2026)
Tax Bill	$5,883 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2024 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60002000009380000`

Property Details

APN / Parcel Number

Primary APN	`R60002000009380000`
Alternative APN	`09136589`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,085 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	78 ANDOVER PL
City	BLUFFTON
State	SC
Zip	29909-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 51 ANDOVER PLACE COTTAGES SUN CITY HILTON HEAD PB66 P113 PB66 P137 PB69 P197
Legal Subdivision	DEL WEBB SUN CITY
Legal Lot Number	51
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2000
Census Tract	2109

Owner

78 Andover Pl is owned and occupied by two individuals who bought it in April 2026.

Source: Beaufort County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 ANDOVER PL, BLUFFTON, SC 29909-5022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 26, 2024	Warranty Deed, Transfer · Line of Credit MOVEMENT MORTGAGE
Aug 12, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Mar 26, 2024 · Amount on File
Deed Document Number	202617724
Deed Book / Page	4530 / 1897
Prior Transfer Date	Aug 11, 2022
Prior Transfer Doc	0000046247
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 23, 2026
Property Address	78 ANDOVER PL, BLUFFTON, SC 29909-5022
Document Number	0000017724
Book / Page	4530 / 1897
Instrument Date	Apr 15, 2026
Instrument	2026.17724
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125,189.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	78 ANDOVER PL, BLUFFTON, SC 29909-5022
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017725,
Date	Apr 23, 2026
Instrument	2026..17725

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 26, 2024
Property Address	78 ANDOVER PL, BLUFFTON, SC 29909-5022
Document Number	0000013164
Book / Page	4321 / 224
Map Reference	MB 72 PG 103
Instrument Date	Mar 25, 2024
Instrument	2024013164
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,011.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 ANDOVER PL, BLUFFTON, SC 29909-5022

Mortgage

Document Number	0000013165
Date	Mar 26, 2024
Instrument	2024013165

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Aug 12, 2022
Property Address	78 ANDOVER PL, BLUFFTON, SC 29909-5022
Document Number	0000046247
Book / Page	4173 / 244
Map Reference	MB 72 PG 103
Instrument Date	Aug 11, 2022
Instrument	2022046247
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	78 ANDOVER PL, BLUFFTON, SC 29909-5022

Tax Assessment & Valuation

The 2025 property tax bill for 78 Andover Pl was $5,883, up 64.4% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,883.00 (+64.42%)	$23,340 (+67.87%)
2024	$3,578.00	$13,904 (-) Land $2,540 Building $11,364	$347,600 (-10.64%) Land $63,500 Building $284,100
2023	$3,578.00 (+70.3%)	$13,904 (+68%) Land $2,540 Building $11,364	$389,000 (+88.01%) Land $63,500 Building $325,500
2022	$2,101.00	$8,276 Land $1,720 Building $6,556	$206,900 Land $43,000 Building $163,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 78 Andover Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Andover Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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