7796 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7796 Arnold Rd, Ira, MI 48023

Property Summary

Property Type	General Agricultural/Rural
Details	2,773 sqft · built 1999
Lot Size	10.4 acres (455,202 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jun 2005)
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-23-001-3006-100`

Property Details

APN / Parcel Number

Primary APN	`74-23-001-3006-100`

Interior

Stories	2 Stories
Building Area	2,773 sqft Total Area
1st Floor Area	1,449 sqft
Basement Area	1,449 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	455,202 sqft (10.4 acres)
Lot Dimensions	2,700 ft deep x 168 ft wide
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7796 ARNOLD RD
City	IRA
State	MI
Zip	48023-1502
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AEC
Legal Description	BEG N 89D 50M 47S W 506.28' FROM S 1/4 COR, TH N 89D 50M 47S W 168.76', TH N 0D 7M 30S W 2700.46', TH N 89D 55M 56S E
Legal Range	15E
Legal Township	03N
Legal Section	01
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	4
Census Block	4000
Census Tract	650100

Owner

7796 Arnold Rd, an agricultural property, is owned and occupied by an individual who acquired it in June 2015.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7796 ARNOLD RD, IRA, MI 48023-1502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2005 · Amount on File
Deed Sale	Jun 29, 2005 · Amount on File
Deed Document Number	200521728
Deed Book / Page	3370 / 580
Last Transfer Date	Jun 11, 2015
Transfer Doc	004614/596
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7796 ARNOLD RD, IRA, MI 48023-1502
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7796 ARNOLD RD, IRA, MI 48023-1502

Mortgage

Document Number	5396930
Date	Jul 22, 2021
Book Page	5396/930
Instrument	2021021181

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7796 Arnold Rd was $4,295 with a homeowner's exemption, up 0.6% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,600 (+30.29%)	$713,200
2025	$4,295.00 (+0.59%) Homeowner's exemption	$273,700
2024	$4,270.00		$547,400
2023		$207,300
2022	$4,171.00		$414,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7796 Arnold Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7796 Arnold Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Duke Broadband Fiber	1,000 / 100