St. Clair County property record for 7788 Arnold Rd, Ira, MI 48023
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 1,910 sqft · built 1900 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Dec 2025) |
| Tax Bill | $345 (2022) |
| Deeds & Mortgages | Oct 2024 Mortgage Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-23-001-3007-000 |
| Primary APN | 74-23-001-3007-000 |
|---|
| Building Area | 1,910 sqft Total Area |
|---|---|
| 1st Floor Area | 1,302 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 871,200 sqft (20 acres) |
| Lot Dimensions | 2,640 ft deep x 330 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7788 ARNOLD RD |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-1502 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | AEC |
| Legal Description | E 1/2 OF E 1/2 OF E 1/2 OF SW 1/4 SEC 1 T3N R15E 20 A |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 01 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 650100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2028 WERNER RD, COLUMBUS, MI 48063-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 7, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 5, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 18, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 10, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Apr 18, 2016 · Amount on Record |
| Deed Document Number | 202524107 |
| Deed Book / Page | 5881 / 287 |
| Prior Transfer Date | Apr 10, 2024 |
| Prior Transfer Doc | 0005704615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7788 ARNOLD RD, IRA, MI 48023-1502 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7788 ARNOLD RD, IRA, MI 48023-1502 |
| Document Number | 0005753609 |
|---|---|
| Date | Oct 7, 2024 |
| Book Page | 5753/609 |
| Instrument | 2024017688 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7788 ARNOLD RD, IRA, MI 48023-1502 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 2028 WERNER RD, COLUMBUS, MI 48063-3725 |
| Document Number | 0005868377 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 5868/377 |
| Instrument | 2025021267 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 18, 2025 |
| Property Address | 7788 ARNOLD RD, IRA, MI 48023-1502 |
| Document Number | 0005881287 |
| Book / Page | 5881 / 287 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025024107 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Title Company | FIRST USA PREMIER TITLE, FIRST PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7788 ARNOLD RD, IRA, MI 48023-1502 |
| Name | Verified Name |
|---|---|
| Address | 2028 WERNER RD, COLUMBUS, MI 48063-3725 |
| Document Number | 2025021267 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025021267 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 10, 2024 |
| Property Address | 7788 ARNOLD RD, IRA, MI 48023-1502 |
| Document Number | 0005704615 |
| Book / Page | 5704 / 615 |
| Instrument Date | Apr 2, 2024 |
| Instrument | 2024006402 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5369 BART DR, CASCO, MI 48064-4645 |
| Name | Verified Name |
|---|---|
| Address | 7788 ARNOLD RD, IRA, MI 48023-1502 |
| Document Number | 2024006403 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024006403 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0005704617 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 5704/617 |
| Instrument | 2024006403 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,400 (+19.74%) | $408,800 (+19.74%) | |
| 2025 | Homeowner's exemption | $170,700 | |
| 2024 | $341,400 | ||
| 2022 | $345.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Duke Broadband Fiber | 1,000 / 100 |
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