7767 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7767 Arnold Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,933 sqft · built 2018
Lot Size	9.6 acres (418,176 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Apr 2018)
Tax Bill	$5,976 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-23-012-1003-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-012-1003-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,933 sqft Living Area
1st Floor Area	1,933 sqft
Basement Area	1,933 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	418,176 sqft (9.6 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7767 ARNOLD RD
City	IRA
State	MI
Zip	48023-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	BEG AT N 1/4 COR, TH S 0D 7M 34S W 1341.91', TH N 89D 46M 33S W 337.03', TH N 0D 6M 21S E 1343.23', TH S 89D 33M 8S E 337.51'
Legal Range	15E
Legal Township	03N
Legal Section	12
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	4
Census Block	4028
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7767 ARNOLD RD, IRA, MI 48023-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Mar 21, 2019	Loan Modification, Mortgage · Conventional Mortgage NORTHPOINTE BK
Apr 10, 2018	Warranty Deed, Construction Loan · Construction Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Sep 26, 2016 · Amount on Record
Deed Document Number	20187388
Deed Book / Page	4933 / 170
Prior Transfer Date	Sep 13, 2016
Prior Transfer Doc	004751/960
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7767 ARNOLD RD, IRA, MI 48023-1514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7767 ARNOLD RD, IRA, MI 48023-1514

Mortgage

Document Number	0053050759
Date	Jan 22, 2021
Book Page	5305/759
Instrument	2021001939

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	7767 ARNOLD RD, IRA, MI 48023-1514
Document Number	0050560240
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7767 ARNOLD RD IRA MI 480231514, IRA, MI 48023-1514

Mortgage

Document Number	0050560240
Date	May 14, 2019
Book Page	005056/000240

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Interest

Rate	4.25%

April 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 10, 2018
Property Address	7767 ARNOLD RD, IRA, MI 48023-1514
Document Number	0049330172
Book / Page	004933 / 000172
Instrument Date	Mar 20, 2018
Transaction Type	Construction Loan
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$679.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36785 ORCHARD LAKE DR NEW BALTIMORE MI 480475552, NEW BALTIMORE, MI 48047-5552

Mortgage

Document Number	49330173
Date	Apr 10, 2018
Book Page	004933/000173

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,800 (+7.22%)	$629,600 (+7.22%)
2025	$5,976.00 (+3.11%) Homeowner's exemption	$293,600 (+19.69%)
2024	$5,796.00 (+4.92%)		$587,200 (+19.69%)
2023		$245,300
2022	$5,524.00		$490,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Duke Broadband Fiber	1,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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