7795 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 7795 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,424 sqft · built 1972
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$121,000 (Dec 2020)
Tax Bill	$2,677 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-695-033-0000`

Property Details

APN / Parcel Number

Primary APN	`004-695-033-0000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,424 sqft Building Perimeter
1st Floor Area	1,424 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Lot Area	20,909 sqft (0.48 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7795 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1013 P-1078 (L-648 P-49) 243 7795 E HIGGINS LK DR LOT 33 VISTA PINES.
Legal Subdivision	VISTA PINES
Legal Lot Number	33
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1001
Census Tract	970401

Owner

7795 E Higgins Lake Dr is owned by an individual who bought it in December 2020.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	450 N JOHN HIX ST, WESTLAND, MI 48185-8805
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 8, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage GENISYS CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Deed Document Number	20209391
Deed Book / Page	1174 / 2301
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	7795 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9353
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1164/1405
Date	Dec 29, 2017
Book Page	1164/1405
Instrument	201700009434

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2038

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Dec 8, 2020
Property Address	7795 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9353
Document Number	1174/2301
Book / Page	1174 / 2301
Instrument Date	Nov 25, 2020
Instrument	202000009391
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 N JOHN HIX ST, WESTLAND, MI 48185-8805

Mortgage

Document Number	202000009392
Date	Dec 8, 2020
Instrument	202000009392

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7795 E Higgins Lake Dr was $2,677.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,300	$220,600
2025	$2,677.00
2023		$68,100	$136,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7795 E Higgins Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7795 E Higgins Lake Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 89% of Michigan
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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