7705 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 7705 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,374 sqft · built 1997
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (May 2005)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Aug 2021 Transfer Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`004-005-001-0032`

Property Details

APN / Parcel Number

Primary APN	`004-005-001-0032`

Interior

Full Baths	2 Baths
Building Area	1,374 sqft Building Perimeter
1st Floor Area	1,374 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Lot Area	31,799 sqft (0.73 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7705 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1025 P-955 (L-816 P-477) 243 COM AT NE 1/4 SEC 5 TH S05DEG23'51"W ALGSEC LINE 1691.63FT FOR POB TH S05DEG23' 51"W 148.40FT
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1001
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7705 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBER FIRST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2005 · Amount on Record
Deed Sale	May 6, 2005 · Amount on Record
Deed Document Number	20054010
Deed Book / Page	1025 / 955
Last Transfer Date	Aug 5, 2021
Transfer Doc	1177/2076
Record Updated	Sep 20, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Aug 9, 2021
Property Address	7705 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9353
Document Number	1177/2076
Book / Page	1177 / 2076
Instrument Date	Aug 5, 2021
Instrument	202100007307
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11444 E AUSTI RD, MANCHESTER, MI 48158-9519

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	7705 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9353
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1170/1776
Date	Oct 3, 2019
Book Page	1170/1776
Instrument	201900006864

Lender

Name	MEMBER FIRST MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,200 (+6.68%)	$268,400 (+6.68%)
2025	$1,899.00 Homeowner's exemption	$125,800 (+46.79%)	$251,600 (+46.79%)
2023		$85,700	$171,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Higgins Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures