7891 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 7891 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1995
Lot Size	0.49 acres (21,344 sqft)
Owner	Trust Name on File
Last Sale	$122,228 (Sep 2020)
Tax Bill	$2,857 (2025)
Deeds & Mortgages	Mar 2022 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-695-029-0000`

Property Details

APN / Parcel Number

Primary APN	`004-695-029-0000`

Interior

Full Baths	2 Baths
Building Area	1,260 sqft Building Perimeter
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	21,344 sqft (0.49 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7891 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-700 P-326 243 LOT 29 VISTA PINES
Legal Subdivision	VISTA PINES
Legal Lot Number	29
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1001
Census Tract	970401

Owner

7891 E Higgins Lake Dr is held in a trust since March 2022.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Trust Name on File
Mailing Address	2023 SANDLEWOOD DR, WHITE LAKE, MI 48383-3925
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 9, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Deed Document Number	20206533
Deed Book / Page	1173 / 2167
Last Transfer Date	Mar 18, 2022
Transfer Doc	001180/874
Record Updated	Sep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Mar 25, 2022
Property Address	7891 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9353
Document Number	001180/874
Book / Page	1180 / 874
Instrument Date	Mar 18, 2022
Instrument	202200002565
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2023 SANDLEWOOD DR, WHITE LAKE, MI 48383-3925

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 9, 2020
Property Address	7891 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9353
Document Number	1173/2167
Book / Page	1173 / 2167
Instrument Date	Sep 8, 2020
Instrument	202000006533
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 SANDLEWOOD DR, WHITE LAKE, MI 48383-3925

Mortgage

Document Number	202000006534
Date	Sep 9, 2020
Instrument	202000006534

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7891 E Higgins Lake Dr was $2,857.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,300 (+12.31%)	$242,600 (+12.31%)
2025	$2,857.00	$108,000	$216,000
2023		$73,800	$147,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7891 E Higgins Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7891 E Higgins Lake Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 92% of Michigan
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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