779 Waterloo Rd, Westpoint, TN 38486 Property Records

Lawrence County property record for 779 Waterloo Rd, Westpoint, TN 38486

Property Summary

Property Type	Rural Home
Details	1 ba · 720 sqft · built 1955
Lot Size	29.6 acres (1,293,296 sqft)
Owner	Individual on Record
Last Sale	$212,000 (Feb 2023)
Tax Bill	$445 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`050100 02300`

Property Details

APN / Parcel Number

Primary APN	`050100 02300`
Alternative APN	`100 02300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,293,296 sqft (29.6 acres)
Terrain	Rolling
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	779 WATERLOO RD
City	WESTPOINT
State	TN
Zip	38486-5027
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 6
Jurisdiction	LAWRENCE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1003
Census Tract	960600

Owner

Source: Lawrence County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	779 WATERLOO RD, WESTPOINT, TN 38486-5027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF FRANKEWING
Feb 3, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2023 · Amount on Record
Deed Sale	Feb 3, 2023 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Document Number	23000637
Deed Book / Page	703 / 159
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	779 WATERLOO RD, WESTPOINT, TN 38486-5027
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 WATERLOO RD, WESTPOINT, TN 38486-5027

Mortgage

Document Number	0000726231
Date	Oct 10, 2023
Book Page	726/231
Instrument	23005426

Lender

Name	BANK OF FRANKEWING
Type	Bank
Address	LAWRENCEBURG, TN 38464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Feb 3, 2023
Property Address	779 WATERLOO RD, WESTPOINT, TN 38486-5027
Document Number	0000703159
Book / Page	703 / 159
Map Reference	MB 387 PG 951
Instrument Date	Jan 16, 2023
Instrument	23000637
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Tax	$784.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	779 WATERLOO RD, WESTPOINT, TN 38486-5027
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$445.00 Additional exemption filed	$22,125 (-) Land $5,300 Building $16,825
2023	$445.00 (+69.85%) Additional exemption filed	$22,125 (+69.54%) Land $5,300 Building $16,825
2022	$262.00	$13,050 Land $5,300 Building $7,750	$125,700 Land $58,400 Building $67,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Waterloo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures