708 Waterloo Rd, Westpoint, TN 38486 Property Records

Lawrence County property record for 708 Waterloo Rd, Westpoint, TN 38486

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,208 sqft · built 1947
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jun 2026)
Tax Bill	$473 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050085 03001`

Property Details

APN / Parcel Number

Primary APN	`050085 03001`
Alternative APN	`085 03001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Porch	Slab
Porch Area	112 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	708 WATERLOO RD
City	WESTPOINT
State	TN
Zip	38486-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 6
Jurisdiction	LAWRENCE TN
Township / Civil Division	13
Census Block Group	2
Census Block	2040
Census Tract	960200

Owner

Source: Lawrence County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 WATERLOO RD, WESTPOINT, TN 38486-5030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jul 12, 2010 · Amount on Record
Deed Document Number	20263951
Deed Book / Page	830 / 600
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Jun 29, 2026
Property Address	708 WATERLOO RD, WESTPOINT, TN 38486-5030
Document Number	0000003951
Book / Page	830 / 600
Instrument Date	Jun 26, 2026
Instrument	20263951
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$95,293.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 WATERLOO RD, WESTPOINT, TN 38486-5030
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003952,
Date	Jun 29, 2026
Instrument	20263952

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$473.00 (+79.85%)	$23,550 (+80.11%) Land $9,850 Building $13,700
2023	$263.00	$13,075 (-) Land $9,850 Building $3,225
2022	$263.00	$13,075 Land $9,850 Building $3,225	$94,200 Land $39,400 Building $54,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCEBURG UTILITY SYSTEMS serves 21,244 people · EPA ID TN0000392
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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