828 Waterloo Rd, Westpoint, TN 38486 Property Records

Lawrence County property record for 828 Waterloo Rd, Westpoint, TN 38486

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Lot Size	40.3 acres (1,755,468 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2019)
Tax Bill	$130 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050100 00400`

Property Details

APN / Parcel Number

Primary APN	`050100 00400`
Alternative APN	`100 00400`

Exterior

Lot Area	1,755,468 sqft (40.3 acres)
Terrain	Rolling
Porch	Porch
Porch Area	196 sqft
Pole Barn	900 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	828 WATERLOO RD
City	WESTPOINT
State	TN
Zip	38486-5031
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	DISTRICT: 6
Jurisdiction	LAWRENCE TN
Township / Civil Division	13
Census Block Group	2
Census Block	2038
Census Tract	960200

Owner

Source: Lawrence County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 JACKIE DR, LAWRENCEBURG, TN 38464-4142
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST FARMERS & MERCHANTS BANK
Dec 12, 2022	Warranty Deed, Transfer
Mar 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Prior Sale	Jan 18, 2006 · Amount on Record
Deed Document Number	20193933
Deed Book / Page	568 / 731
Prior Transfer Date	Jan 2, 2018
Prior Transfer Doc	529715
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	828 WATERLOO RD, WESTPOINT, TN 38486-5031
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 WATERLOO RD, WESTPOINT, TN 38486-5031

Mortgage

Document Number	0000709193
Date	Apr 6, 2023
Book Page	709/193
Instrument	23001958

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	COLUMBIA, TN 38402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	258 Months
Due	Oct 6, 2044

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Dec 12, 2022
Property Address	828 WATERLOO RD, WESTPOINT, TN 38486-5031
Document Number	0000069911
Book / Page	699 / 11
Instrument Date	Dec 12, 2022
Instrument	22008015
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$356.53
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 WATERLOO RD, WESTPOINT, TN 38486-5031

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE TN
Recording Date	Mar 22, 2018
Property Address	828 WATERLOO RD, WESTPOINT, TN 38486-5031
Document Number	529715
Book / Page	000529 / 000715
Instrument Date	Jan 2, 2018
Instrument	1449
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 WATERLOO RD LAWRENCEBURG TN 38464, LAWRENCEBURG, TN 38464

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$130.00 Additional exemption filed	$6,475 (-) Land $6,250 Building $225
2024	$130.00 Additional exemption filed	$6,475 (-) Land $6,250 Building $225
2023	$130.00 (-37.8%) Additional exemption filed	$6,475 (-37.59%) Land $6,250 Building $225
2022	$209.00	$10,375 Land $10,150 Building $225	$67,200 Land $66,300 Building $900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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