Cook County property record for 779 Joan Ct, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,245 sqft · built 1955 |
| Lot Size | 4.04 acres (176,287 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,000 (Aug 2007) |
| Tax Bill | $5,666 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 06-19-321-011 |
| Primary APN | 06-19-321-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,245 sqft Living Area |
| 1st Floor Area | 1,245 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 176,287 sqft |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 779 BLUFF CITY BLVD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (COUNTY)(CLERKS) DIVIN OF UNSUBDIVIDED LAND IN SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | COUNTY CLERKS DIVIN OF UNSUBDIVIDED L |
| Legal Lot Number | 14 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 804406 |
779 Joan Ct is owned and occupied by an individual who acquired it in July 2012.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 779 BLUFF CITY BLVD, ELGIN, IL 60120-8519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2007 · Amount on File |
| Deed Sale | Aug 24, 2007 · Amount on File |
| Prior Sale | Jun 13, 2007 · Amount on File |
| Deed Document Number | 200735243 |
| Last Transfer Date | Jul 23, 2012 |
| Transfer Doc | 0000045100 |
| Record Updated | Oct 29, 2026 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,000 Land $17,452 Building $16,548 | $340,000 Land $174,520 Building $165,480 | |
| 2023 | $5,666.00 (+3.47%) | ||
| 2022 | $5,476.00 Homeowner's exemption | $22,999 Land $11,499 Building $11,500 | $229,990 Land $114,990 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 779 Joan Ct in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1997–2020) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 779 Joan Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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