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762 Joan Ct, Elgin, IL 60120 Property Records

Cook County property record for 762 Joan Ct, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,174 sqft · built 1973
Lot Size0.156 acres (6,780 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Dec 2021)
Tax Bill$5,469 (2023)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-321-027

Property Details

APN / Parcel Number

Primary APN06-19-321-027
Alternative APN
  • 06-19-321-027-0000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,174 sqft Living Area
1st Floor Area1,174 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1974
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,780 sqft (0.156 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address762 JOAN CT
CityELGIN
StateIL
Zip60120-8503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARTHUR R (LEVINES) (7TH) SUB IN CITY OF ELGIN SUB PT OF SEC 19-41-09
Legal Range09E
Legal Township41N
Legal Section19
Legal SubdivisionLEVINES 7TH
Legal Lot Number7
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1016
Census Tract804406

Owner

762 Joan Ct is owned and occupied by an individual who bought it in December 2021.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address762 JOAN CT, ELGIN, IL 60120-8503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2021 · Amount on File
Deed SaleDec 1, 2021 · Amount on File
Prior SaleNov 23, 2009 · Amount on File
Deed Document Number202121457
Transfer Doc0000000532
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateDec 1, 2021
Property Address762 JOAN CT, ELGIN, IL 60120-8503
Document Number0033521457
Instrument DateNov 2, 2021
Instrument2133521457
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$189.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 W 495 PRAIRIE CT, 40, HAMPSHIRE, IL 60140

Transferred To (Grantee/Buyer)

NameVerified Name
Address762 JOAN CT, ELGIN, IL 60120-8503

Mortgage

Document Number0033521458
DateDec 1, 2021
Instrument2133521458
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,000 Land $4,746 Building $17,254$220,000 Land $47,460 Building $172,540
2023$5,469.00 (+2.9%)
2022$5,315.00$19,000 Land $2,712 Building $16,288$190,000 Land $27,120 Building $162,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 762 Joan Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1997–2020)
Claims Outside the SFHA5 of 16
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 762 Joan Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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