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766 Joan Ct, Elgin, IL 60120 Property Records

Cook County property record for 766 Joan Ct, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 934 sqft · built 1935
Lot Size0.152 acres (6,607 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Aug 2018)
Tax Bill$4,893 (2023)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-321-028

Property Details

APN / Parcel Number

Primary APN06-19-321-028
Alternative APN
  • 06-19-321-028-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area934 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1936
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,607 sqft (0.152 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address766 JOAN CT
CityELGIN
StateIL
Zip60120-8503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range9E
Legal Township41N
Legal Section19
Legal SubdivisionARTHUR R LEVINES 07
Legal Lot Number8
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1016
Census Tract804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address766 JOAN CT, ELGIN, IL 60120-8503
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2018 · Amount on Record
Deed SaleAug 27, 2018 · Amount on Record
Prior SaleMar 18, 2013 · Amount on Record
Deed Document Number201849267
Prior Transfer DateSep 4, 2012
Prior Transfer Doc0000035023
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 27, 2018
Property Address766 JOAN CT, ELGIN, IL 60120-8503
Document Number1823949267
Instrument DateAug 22, 2018
Instrument23949267
Transaction TypeTransfer
Record UpdatedSep 10, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$70.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address766 JOAN CT ELGIN IL 601208503, ELGIN, IL 60120-8503

Mortgage

Document Number1823949268
DateAug 27, 2018
Instrument23949268
Lender
NameDRAPER & KRAMER MTG
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2048
Interest
Rate TypeFixed Rate
Rate5.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,000 (+17.65%) Land $4,625 Building $15,375$200,000 (+17.65%) Land $46,250 Building $153,750
2023$4,893.00 (+2.9%)
2022$4,755.00$16,999 Land $2,642 Building $14,357$169,990 Land $26,420 Building $143,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1997–2020)
Claims Outside the SFHA5 of 16
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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